Bank concentration (%) in Zambia
Zambia: Bank concentration (%) was 65.9% in 2021. ▼ Falling
Bank concentration in Zambia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Zambia recorded 65.9% for bank concentration in 2021.
The figure is up 12.9% on the previous year and up 24.3% over ten years.
Over the whole period, bank concentration in Zambia peaked at 66.3% in 2000 and was at its lowest, 44.7%, in 2019.
Zambia ranks 106th of 170 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank concentration (%) in Zambia, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 66.3% | — |
| 2001 | 63.6% | -4.0% |
| 2002 | 61.1% | -4.1% |
| 2003 | 58.5% | -4.2% |
| 2004 | 60.2% | +3.0% |
| 2005 | 60.3% | +0.1% |
| 2006 | 55.0% | -8.8% |
| 2007 | 57.2% | +4.1% |
| 2008 | 58.7% | +2.6% |
| 2009 | 60.6% | +3.2% |
| 2010 | 59.0% | -2.6% |
| 2011 | 53.1% | -10.1% |
| 2012 | 50.7% | -4.5% |
| 2013 | 48.5% | -4.3% |
| 2014 | 46.8% | -3.6% |
| 2015 | 46.5% | -0.7% |
| 2016 | 46.6% | +0.3% |
| 2017 | 64.0% | +37.3% |
| 2018 | 45.8% | -28.4% |
| 2019 | 44.7% | -2.5% |
| 2020 | 58.4% | +30.6% |
| 2021 | 65.9% | +12.9% |
Zambia compared with similar countries
- Zambia's 65.9% is below the median for lower middle income countries, which is 68.4%, 96% of the median. (38 countries reporting)
- Zambia's 65.9% is below the median for Sub-Saharan Africa, which is 77.1%, 86% of the median. (40 countries reporting)
Biggest year-on-year movements
Years where Bank concentration (%) in Zambia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2017 | +37.3% | 46.6% | 64.0% |
| 2020 | +30.6% | 44.7% | 58.4% |
| 2018 | -28.4% | 64.0% | 45.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 60.1% | 55.0% | 66.3% | 10 |
| 2010s | 50.6% | 44.7% | 64.0% | 10 |
| 2020s | 62.2% | 58.4% | 65.9% | 2 |
Countries ranked near Zambia
More financial sector data for Zambia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0011 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0008 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0011 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank concentration in Zambia?
- Bank concentration in Zambia was 65.9% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank concentration recorded in Zambia?
- The highest recorded value was 66.3% in 2000.
- What is the lowest bank concentration recorded in Zambia?
- The lowest recorded value was 44.7% in 2019.
- How does Zambia rank for bank concentration?
- Zambia ranks 106th out of 170 countries with data for 2021.
- Is bank concentration rising or falling in Zambia?
- Over the last ten years it is up 24.3%. The long-run trend across the full record is falling.
- Where does this Zambia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank concentration (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. (Sum(data2025) for three largest banks in Bankscope) / (Sum(data2025) for all banks in Bankscope). Only reported if number of banks in Bankscope is 3 or more. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.