Bank cost to income ratio in Albania
Albania: Bank cost to income ratio was 53.2% in 2021. ▼ Falling
Bank cost to income ratio in Albania, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Albania recorded 53.2% for bank cost to income ratio in 2021.
That represents a change of up 6.3% on the previous year and down 1.4% over ten years.
Over the whole period, bank cost to income ratio in Albania peaked at 64.7% in 2002 and was at its lowest, 43.6%, in 2000.
That places Albania 99th out of 169 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 21 years of available data.
Bank cost to income ratio in Albania, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 43.6% | — |
| 2002 | 64.7% | +48.6% |
| 2003 | 51.0% | -21.2% |
| 2004 | 58.7% | +15.1% |
| 2005 | 54.8% | -6.6% |
| 2006 | 58.6% | +7.0% |
| 2007 | 54.9% | -6.3% |
| 2008 | 53.2% | -3.1% |
| 2009 | 56.7% | +6.6% |
| 2010 | 56.4% | -0.5% |
| 2011 | 54.0% | -4.4% |
| 2012 | 54.4% | +0.8% |
| 2013 | 56.6% | +4.0% |
| 2014 | 55.0% | -2.9% |
| 2015 | 45.3% | -17.5% |
| 2016 | 49.1% | +8.4% |
| 2017 | 56.6% | +15.1% |
| 2018 | 48.8% | -13.8% |
| 2019 | 58.1% | +19.1% |
| 2020 | 50.0% | -13.8% |
| 2021 | 53.2% | +6.3% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 55.1% | 43.6% | 64.7% | 9 |
| 2010s | 53.4% | 45.3% | 58.1% | 10 |
| 2020s | 51.6% | 50.0% | 53.2% | 2 |
Countries ranked near Albania
- 96 Panama 53.6% compare
- 97 Namibia 53.6% compare
- 98 Seychelles 53.2% compare
- 100 Côte d'Ivoire 52.9% compare
- 101 Myanmar 52.8% compare
- 102 Madagascar 52.5% compare
More financial sector data for Albania
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 15.16 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 11.07 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 15.16 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank cost to income ratio in Albania?
- Bank cost to income ratio in Albania was 53.2% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Albania?
- The highest recorded value was 64.7% in 2002.
- What is the lowest bank cost to income ratio recorded in Albania?
- The lowest recorded value was 43.6% in 2000.
- How does Albania rank for bank cost to income ratio?
- Albania ranks 99th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Albania?
- Over the last ten years it is down 1.4%. The long-run trend across the full record is falling.
- Where does this Albania data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.