Bank cost to income ratio (%) in Australia
Australia: Bank cost to income ratio (%) was 54.1% in 2021. ▼ Falling
Bank cost to income ratio in Australia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Australia recorded 54.1% for bank cost to income ratio in 2021.
Compared with earlier readings it is up 0.2% on the previous year and up 22.5% over ten years.
Over the whole period, bank cost to income ratio in Australia peaked at 102.4% in 2001 and was at its lowest, 42.5%, in 2015.
Australia ranks 94th of 169 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 20 years of available data.
Bank cost to income ratio (%) in Australia, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 62.9% | — |
| 2001 | 102.4% | +62.8% |
| 2002 | 51.0% | -50.2% |
| 2005 | 52.3% | +2.5% |
| 2006 | 46.2% | -11.6% |
| 2007 | 46.9% | +1.5% |
| 2008 | 45.7% | -2.6% |
| 2009 | 44.8% | -2.0% |
| 2010 | 43.4% | -3.0% |
| 2011 | 44.2% | +1.6% |
| 2012 | 43.9% | -0.5% |
| 2013 | 42.7% | -2.9% |
| 2014 | 43.0% | +0.7% |
| 2015 | 42.5% | -1.1% |
| 2016 | 51.1% | +20.1% |
| 2017 | 44.2% | -13.4% |
| 2018 | 45.4% | +2.7% |
| 2019 | 50.8% | +11.9% |
| 2020 | 54.0% | +6.2% |
| 2021 | 54.1% | +0.2% |
Australia compared with similar countries
- Australia's 54.1% is below the median for high income countries, which is 56.2%, 96% of the median. (62 countries reporting)
- Australia's 54.1% is above the median for East Asia & Pacific, which is 46.8%, 1.2× the median. (18 countries reporting)
Biggest year-on-year movements
Years where Bank cost to income ratio (%) in Australia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2001 | +62.8% | 62.9% | 102.4% |
| 2002 | -50.2% | 102.4% | 51.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 56.5% | 44.8% | 102.4% | 8 |
| 2010s | 45.1% | 42.5% | 51.1% | 10 |
| 2020s | 54.0% | 54.0% | 54.1% | 2 |
Countries ranked near Australia
More financial sector data for Australia
- Reserve position in the IMF, US dollar, annual growth rate 11.9 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 83.74 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 6.56 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 61.14 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 11.9 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 83.74 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 6.56 % change on previous year (2025)
Frequently asked questions
- What is bank cost to income ratio in Australia?
- Bank cost to income ratio in Australia was 54.1% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Australia?
- The highest recorded value was 102.4% in 2001.
- What is the lowest bank cost to income ratio recorded in Australia?
- The lowest recorded value was 42.5% in 2015.
- How does Australia rank for bank cost to income ratio?
- Australia ranks 94th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Australia?
- Over the last ten years it is up 22.5%. The long-run trend across the full record is falling.
- Where does this Australia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 20 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.