Bank cost to income ratio (%) in Indonesia
Indonesia: Bank cost to income ratio (%) was 47.2% in 2021. ▼ Falling
Bank cost to income ratio in Indonesia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank cost to income ratio in Indonesia stood at 47.2%.
The figure is down 1.2% on the previous year and down 3.5% over ten years.
Over the whole period, bank cost to income ratio in Indonesia peaked at 59.8% in 2000 and was at its lowest, 46.6%, in 2019.
Indonesia ranks 128th of 169 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Bank cost to income ratio (%) in Indonesia, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 59.8% | — |
| 2001 | 52.8% | -11.6% |
| 2002 | 53.9% | +2.0% |
| 2003 | 54.5% | +1.1% |
| 2004 | 48.5% | -11.0% |
| 2005 | 55.6% | +14.6% |
| 2006 | 51.5% | -7.4% |
| 2007 | 53.1% | +3.1% |
| 2008 | 51.7% | -2.7% |
| 2009 | 50.4% | -2.4% |
| 2010 | 47.9% | -5.0% |
| 2011 | 48.9% | +2.1% |
| 2012 | 48.4% | -1.1% |
| 2013 | 47.1% | -2.7% |
| 2014 | 48.0% | +1.9% |
| 2015 | 48.0% | -0.0% |
| 2016 | 46.7% | -2.7% |
| 2017 | 47.0% | +0.7% |
| 2018 | 46.6% | -0.8% |
| 2019 | 46.6% | -0.1% |
| 2020 | 47.8% | +2.6% |
| 2021 | 47.2% | -1.2% |
Indonesia compared with similar countries
- Indonesia's 47.2% is below the median for upper middle income countries, which is 54.3%, 87% of the median. (48 countries reporting)
- Indonesia's 47.2% is above the median for East Asia & Pacific, which is 46.8%, 1.0× the median. (18 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 53.2% | 48.5% | 59.8% | 10 |
| 2010s | 47.5% | 46.6% | 48.9% | 10 |
| 2020s | 47.5% | 47.2% | 47.8% | 2 |
Countries ranked near Indonesia
More financial sector data for Indonesia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.8 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.78 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.8 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank cost to income ratio in Indonesia?
- Bank cost to income ratio in Indonesia was 47.2% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Indonesia?
- The highest recorded value was 59.8% in 2000.
- What is the lowest bank cost to income ratio recorded in Indonesia?
- The lowest recorded value was 46.6% in 2019.
- How does Indonesia rank for bank cost to income ratio?
- Indonesia ranks 128th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Indonesia?
- Over the last ten years it is down 3.5%. The long-run trend across the full record is falling.
- Where does this Indonesia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.