Bank cost to income ratio in Iraq
Iraq: Bank cost to income ratio was 92.4% in 2021. ▲ Rising
Bank cost to income ratio in Iraq, 2005–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank cost to income ratio in Iraq stood at 92.4%. That is the highest value across all 17 years on record.
That represents a change of up 837.0% on the previous year and up 157.4% over ten years.
Over the whole period, bank cost to income ratio in Iraq peaked at 92.4% in 2021 and was at its lowest, 9.9%, in 2020.
That places Iraq 2nd out of 169 countries with data for 2021, putting it in the top 10%.
The long-run direction has been consistently rising across the 17 years of available data.
Bank cost to income ratio in Iraq, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 36.5% | — |
| 2006 | 31.1% | -14.8% |
| 2007 | 45.2% | +45.1% |
| 2008 | 28.1% | -37.9% |
| 2009 | 35.7% | +27.1% |
| 2010 | 37.2% | +4.4% |
| 2011 | 35.9% | -3.6% |
| 2012 | 29.8% | -17.1% |
| 2013 | 32.4% | +8.8% |
| 2014 | 41.5% | +28.2% |
| 2015 | 24.8% | -40.4% |
| 2016 | 23.5% | -5.2% |
| 2017 | 26.1% | +11.4% |
| 2018 | 32.8% | +25.3% |
| 2019 | 18.0% | -45.1% |
| 2020 | 9.9% | -45.1% |
| 2021 | 92.4% | +837.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 35.3% | 28.1% | 45.2% | 5 |
| 2010s | 30.2% | 18.0% | 41.5% | 10 |
| 2020s | 51.1% | 9.9% | 92.4% | 2 |
Countries ranked near Iraq
More financial sector data for Iraq
- Net domestic credit (current LCU), per capita 1.71 million current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 280.79 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 41.67 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 196.49 million SDR (2025)
- Gold reserves at market value 17.90 billion SDR (2025)
- Reserves excluding gold, foreign exchange 53.46 billion SDR (2025)
- Reserves excluding gold 53.98 billion SDR (2025)
- Total reserves (gold at market value) 71.89 billion SDR (2025)
- Total reserves (gold at national valuation) 71.67 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,524 SDR per person (2025)
Frequently asked questions
- What is bank cost to income ratio in Iraq?
- Bank cost to income ratio in Iraq was 92.4% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Iraq?
- The highest recorded value was 92.4% in 2021.
- What is the lowest bank cost to income ratio recorded in Iraq?
- The lowest recorded value was 9.9% in 2020.
- How does Iraq rank for bank cost to income ratio?
- Iraq ranks 2nd out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Iraq?
- Over the last ten years it is up 157.4%. The long-run trend across the full record is rising.
- Where does this Iraq data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.