Bank cost to income ratio (%) in Iraq
Iraq: Bank cost to income ratio (%) was 92.4% in 2021. ▲ Rising
Bank cost to income ratio in Iraq, 2005–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank cost to income ratio in Iraq stood at 92.4%. That is the highest value across all 17 years on record.
That represents a change of up 837.0% on the previous year and up 157.4% over ten years.
Over the whole period, bank cost to income ratio in Iraq peaked at 92.4% in 2021 and was at its lowest, 9.9%, in 2020.
That places Iraq 2nd out of 169 countries with data for 2021, putting it in the top 10%.
The long-run direction has been consistently rising across the 17 years of available data.
Bank cost to income ratio (%) in Iraq, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 36.5% | — |
| 2006 | 31.1% | -14.8% |
| 2007 | 45.2% | +45.1% |
| 2008 | 28.1% | -37.9% |
| 2009 | 35.7% | +27.1% |
| 2010 | 37.2% | +4.4% |
| 2011 | 35.9% | -3.6% |
| 2012 | 29.8% | -17.1% |
| 2013 | 32.4% | +8.8% |
| 2014 | 41.5% | +28.2% |
| 2015 | 24.8% | -40.4% |
| 2016 | 23.5% | -5.2% |
| 2017 | 26.1% | +11.4% |
| 2018 | 32.8% | +25.3% |
| 2019 | 18.0% | -45.1% |
| 2020 | 9.9% | -45.1% |
| 2021 | 92.4% | +837.0% |
Iraq compared with similar countries
- Iraq's 92.4% is above the median for upper middle income countries, which is 54.3%, 1.7× the median. (48 countries reporting)
- Iraq's 92.4% is above the median for Middle East, North Africa, Afghanistan & Pakistan, which is 47.1%, 2.0× the median. (21 countries reporting)
Biggest year-on-year movements
Years where Bank cost to income ratio (%) in Iraq changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2021 | +837.0% | 9.9% | 92.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 35.3% | 28.1% | 45.2% | 5 |
| 2010s | 30.2% | 18.0% | 41.5% | 10 |
| 2020s | 51.1% | 9.9% | 92.4% | 2 |
Countries ranked near Iraq
More financial sector data for Iraq
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 8.44 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 6.17 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 8.44 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank cost to income ratio in Iraq?
- Bank cost to income ratio in Iraq was 92.4% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Iraq?
- The highest recorded value was 92.4% in 2021.
- What is the lowest bank cost to income ratio recorded in Iraq?
- The lowest recorded value was 9.9% in 2020.
- How does Iraq rank for bank cost to income ratio?
- Iraq ranks 2nd out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Iraq?
- Over the last ten years it is up 157.4%. The long-run trend across the full record is rising.
- Where does this Iraq data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 17 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.