Bank cost to income ratio in Luxembourg
Luxembourg: Bank cost to income ratio was 64.5% in 2021. ▲ Rising
Bank cost to income ratio in Luxembourg, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Luxembourg recorded 64.5% for bank cost to income ratio in 2021.
The figure is up 1.2% on the previous year and up 23.8% over ten years.
Over the whole period, bank cost to income ratio in Luxembourg peaked at 65.7% in 2018 and was at its lowest, 37.0%, in 2006.
Luxembourg ranks 33rd of 169 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 22 years of available data.
Bank cost to income ratio in Luxembourg, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 44.7% | — |
| 2001 | 48.8% | +9.0% |
| 2002 | 48.1% | -1.3% |
| 2003 | 46.0% | -4.6% |
| 2004 | 45.7% | -0.6% |
| 2005 | 46.7% | +2.2% |
| 2006 | 37.0% | -20.6% |
| 2007 | 44.6% | +20.4% |
| 2008 | 40.5% | -9.2% |
| 2009 | 42.9% | +5.8% |
| 2010 | 42.9% | -0.0% |
| 2011 | 52.1% | +21.5% |
| 2012 | 52.4% | +0.6% |
| 2013 | 54.1% | +3.2% |
| 2014 | 51.8% | -4.2% |
| 2015 | 56.8% | +9.6% |
| 2016 | 54.3% | -4.3% |
| 2017 | 61.6% | +13.3% |
| 2018 | 65.7% | +6.7% |
| 2019 | 61.9% | -5.7% |
| 2020 | 63.7% | +2.9% |
| 2021 | 64.5% | +1.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 44.5% | 37.0% | 48.8% | 10 |
| 2010s | 55.4% | 42.9% | 65.7% | 10 |
| 2020s | 64.1% | 63.7% | 64.5% | 2 |
Countries ranked near Luxembourg
More financial sector data for Luxembourg
- Net domestic credit (current LCU), per capita 208,660 current LCU per person (2023)
- Net domestic credit (current LCU), per unit of GDP 1.57 current LCU per US$ of GDP (2023)
- Net domestic credit (current LCU), annual growth rate -6.24 % change on previous year (2023)
- Gold reserves at 35 SDRs per ounce 2.52 million SDR (2025)
- Gold reserves at market value 229.63 million SDR (2025)
- Reserves excluding gold, foreign exchange 33.59 million SDR (2025)
- Reserves excluding gold 2.00 billion SDR (2025)
- Total reserves (gold at market value) 2.23 billion SDR (2025)
- Total reserves (gold at national valuation) 2.23 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 3,243 SDR per person (2025)
Frequently asked questions
- What is bank cost to income ratio in Luxembourg?
- Bank cost to income ratio in Luxembourg was 64.5% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Luxembourg?
- The highest recorded value was 65.7% in 2018.
- What is the lowest bank cost to income ratio recorded in Luxembourg?
- The lowest recorded value was 37.0% in 2006.
- How does Luxembourg rank for bank cost to income ratio?
- Luxembourg ranks 33rd out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Luxembourg?
- Over the last ten years it is up 23.8%. The long-run trend across the full record is rising.
- Where does this Luxembourg data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.