Bank cost to income ratio in New Zealand
New Zealand: Bank cost to income ratio was 42.6% in 2021. ▼ Falling
Bank cost to income ratio in New Zealand, 2006–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank cost to income ratio in New Zealand is 42.6%, measured in 2021.
Compared with earlier readings it is down 7.8% on the previous year and down 11.5% over ten years.
Over the whole period, bank cost to income ratio in New Zealand peaked at 51.9% in 2006 and was at its lowest, 39.2%, in 2018.
New Zealand ranks 145th of 169 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 16 years of available data.
Bank cost to income ratio in New Zealand, year by year
| Year | % | Change |
|---|---|---|
| 2006 | 51.9% | — |
| 2007 | 41.6% | -19.8% |
| 2008 | 46.9% | +12.7% |
| 2009 | 42.0% | -10.4% |
| 2010 | 48.2% | +14.8% |
| 2011 | 48.1% | -0.2% |
| 2012 | 47.4% | -1.5% |
| 2013 | 43.6% | -8.1% |
| 2014 | 42.6% | -2.1% |
| 2015 | 39.3% | -7.8% |
| 2016 | 41.4% | +5.3% |
| 2017 | 40.6% | -2.0% |
| 2018 | 39.2% | -3.5% |
| 2019 | 40.9% | +4.4% |
| 2020 | 46.2% | +12.9% |
| 2021 | 42.6% | -7.8% |
New Zealand compared with similar countries
- New Zealand's 42.6% is below the median for high income countries, which is 56.2%, 76% of the median. (62 countries reporting)
- New Zealand's 42.6% is below the median for East Asia & Pacific, which is 46.8%, 91% of the median. (18 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 45.6% | 41.6% | 51.9% | 4 |
| 2010s | 43.1% | 39.2% | 48.2% | 10 |
| 2020s | 44.4% | 42.6% | 46.2% | 2 |
Countries ranked near New Zealand
- 142 Burkina Faso 43.2% compare
- 143 Tajikistan 43.1% compare
- 144 Rwanda 43.0% compare
- 146 Uzbekistan 42.3% compare
- 147 Kenya 42.2% compare
- 148 Norway 42.1% compare
More financial sector data for New Zealand
- Reserve position in the IMF, US dollar, annual growth rate 6.51 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 81.16 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 1.42 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 59.26 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 6.51 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 81.16 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 1.42 % change on previous year (2025)
Frequently asked questions
- What is bank cost to income ratio in New Zealand?
- Bank cost to income ratio in New Zealand was 42.6% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in New Zealand?
- The highest recorded value was 51.9% in 2006.
- What is the lowest bank cost to income ratio recorded in New Zealand?
- The lowest recorded value was 39.2% in 2018.
- How does New Zealand rank for bank cost to income ratio?
- New Zealand ranks 145th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in New Zealand?
- Over the last ten years it is down 11.5%. The long-run trend across the full record is falling.
- Where does this New Zealand data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.