Bank cost to income ratio in North Macedonia

North Macedonia: Bank cost to income ratio was 48.5% in 2021. ▼ Falling

Latest (2021)
48.5%
Change on year
up 4.5%
World rank
123rd
of 169 countries
All-time high
66.9%
in 2003
All-time low
45.6%
in 2018
Years of data
22
2000–2021

Bank cost to income ratio in North Macedonia, 2000–2021

02040602000201020212000: 57.2 %2001: 58.5 %2002: 64 %2003: 66.9 %2004: 61.7 %2005: 54.4 %2006: 54.9 %2007: 51.5 %2008: 55 %2009: 61.4 %2010: 63.5 %2011: 65.6 %2012: 63.8 %2013: 58.7 %2014: 55.6 %2015: 51 %2016: 47.7 %2017: 46.4 %2018: 45.6 %2019: 48.6 %2020: 46.5 %2021: 48.5 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

In 2021, bank cost to income ratio in North Macedonia stood at 48.5%.

The figure is up 4.5% on the previous year and down 25.9% over ten years.

Over the whole period, bank cost to income ratio in North Macedonia peaked at 66.9% in 2003 and was at its lowest, 45.6%, in 2018.

That places North Macedonia 123rd out of 169 countries with data for 2021, putting it in the middle of the range.

The long-run direction has been consistently falling across the 22 years of available data.

Bank cost to income ratio in North Macedonia, year by year

Annual values for Bank cost to income ratio (%) in North Macedonia, 2000 to 2021.
Year % Change
2000 57.2%
2001 58.5% +2.3%
2002 64.0% +9.3%
2003 66.9% +4.5%
2004 61.7% -7.8%
2005 54.4% -11.7%
2006 54.9% +0.8%
2007 51.5% -6.2%
2008 55.0% +6.9%
2009 61.4% +11.5%
2010 63.5% +3.5%
2011 65.6% +3.2%
2012 63.8% -2.6%
2013 58.7% -8.1%
2014 55.6% -5.3%
2015 51.0% -8.3%
2016 47.7% -6.6%
2017 46.4% -2.6%
2018 45.6% -1.8%
2019 48.6% +6.7%
2020 46.5% -4.4%
2021 48.5% +4.5%

Averages by decade

DecadeAverage LowestHighest Years
2000s 58.5% 51.5% 66.9% 10
2010s 54.6% 45.6% 65.6% 10
2020s 47.5% 46.5% 48.5% 2

Countries ranked near North Macedonia

  1. 120 Bahamas 48.7% compare
  2. 121 Sweden 48.6% compare
  3. 122 Oman 48.6% compare
  4. 124 Bangladesh 48.3% compare
  5. 125 Yemen 48.1% compare
  6. 126 India 47.8% compare

See the full ranking of 169 places →

More financial sector data for North Macedonia

All data for North Macedonia →

Frequently asked questions

What is bank cost to income ratio in North Macedonia?
Bank cost to income ratio in North Macedonia was 48.5% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank cost to income ratio recorded in North Macedonia?
The highest recorded value was 66.9% in 2003.
What is the lowest bank cost to income ratio recorded in North Macedonia?
The lowest recorded value was 45.6% in 2018.
How does North Macedonia rank for bank cost to income ratio?
North Macedonia ranks 123rd out of 169 countries with data for 2021.
Is bank cost to income ratio rising or falling in North Macedonia?
Over the last ten years it is down 25.9%. The long-run trend across the full record is falling.
Where does this North Macedonia data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.

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Bank cost to income ratio in North Macedonia. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 06 September 2026, from https://financial-sector.statizoid.com/stat/bank-cost-to-income-ratio-percent/north-macedonia/

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About this data

Indicator
Bank cost to income ratio (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
169 places, 3,210 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.