Bank cost to income ratio in Poland
Poland: Bank cost to income ratio was 56.0% in 2021. ▼ Falling
Bank cost to income ratio in Poland, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank cost to income ratio in Poland stood at 56.0%.
That represents a change of down 21.4% on the previous year and up 4.2% over ten years.
Over the whole period, bank cost to income ratio in Poland peaked at 89.8% in 2003 and was at its lowest, 51.6%, in 2014.
Poland ranks 75th of 169 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank cost to income ratio in Poland, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 63.9% | — |
| 2001 | 70.7% | +10.8% |
| 2002 | 80.9% | +14.3% |
| 2003 | 89.8% | +11.1% |
| 2004 | 64.8% | -27.8% |
| 2005 | 59.9% | -7.6% |
| 2006 | 58.4% | -2.5% |
| 2007 | 58.4% | +0.0% |
| 2008 | 56.2% | -3.7% |
| 2009 | 56.5% | +0.5% |
| 2010 | 54.0% | -4.5% |
| 2011 | 53.7% | -0.5% |
| 2012 | 52.4% | -2.5% |
| 2013 | 54.0% | +3.0% |
| 2014 | 51.6% | -4.4% |
| 2015 | 57.5% | +11.4% |
| 2016 | 52.7% | -8.3% |
| 2017 | 54.3% | +3.0% |
| 2018 | 53.1% | -2.2% |
| 2019 | 55.7% | +4.7% |
| 2020 | 71.2% | +28.0% |
| 2021 | 56.0% | -21.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 65.9% | 56.2% | 89.8% | 10 |
| 2010s | 53.9% | 51.6% | 57.5% | 10 |
| 2020s | 63.6% | 56.0% | 71.2% | 2 |
Countries ranked near Poland
More financial sector data for Poland
- Net domestic credit (current LCU), per capita 55,610 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 2.22 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 4.83 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 619.14 million SDR (2025)
- Gold reserves at market value 56.42 billion SDR (2025)
- Reserves excluding gold, foreign exchange 136.72 billion SDR (2025)
- Reserves excluding gold 142.05 billion SDR (2025)
- Total reserves (gold at market value) 198.47 billion SDR (2025)
- Total reserves (gold at national valuation) 197.92 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 5,432 SDR per person (2025)
Frequently asked questions
- What is bank cost to income ratio in Poland?
- Bank cost to income ratio in Poland was 56.0% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Poland?
- The highest recorded value was 89.8% in 2003.
- What is the lowest bank cost to income ratio recorded in Poland?
- The lowest recorded value was 51.6% in 2014.
- How does Poland rank for bank cost to income ratio?
- Poland ranks 75th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Poland?
- Over the last ten years it is up 4.2%. The long-run trend across the full record is falling.
- Where does this Poland data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.