Bank cost to income ratio in Portugal

Portugal: Bank cost to income ratio was 57.9% in 2021. ▲ Rising

Latest (2021)
57.9%
Change on year
up 7.0%
World rank
64th
of 169 countries
All-time high
89.7%
in 2013
All-time low
39.4%
in 2004
Years of data
22
2000–2021

Bank cost to income ratio in Portugal, 2000–2021

0204060802000201020212000: 69.6 %2001: 56 %2002: 45.7 %2003: 45.6 %2004: 39.4 %2005: 66.1 %2006: 54.1 %2007: 51.8 %2008: 57.5 %2009: 56.3 %2010: 61 %2011: 62.4 %2012: 59.5 %2013: 89.7 %2014: 72.1 %2015: 60.1 %2016: 63.8 %2017: 56.2 %2018: 67.3 %2019: 59.6 %2020: 54.1 %2021: 57.9 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

Portugal recorded 57.9% for bank cost to income ratio in 2021.

That represents a change of up 7.0% on the previous year and down 7.3% over ten years.

Over the whole period, bank cost to income ratio in Portugal peaked at 89.7% in 2013 and was at its lowest, 39.4%, in 2004.

That places Portugal 64th out of 169 countries with data for 2021, putting it in the middle of the range.

The long-run direction has been consistently rising across the 22 years of available data.

Bank cost to income ratio in Portugal, year by year

Annual values for Bank cost to income ratio (%) in Portugal, 2000 to 2021.
Year % Change
2000 69.6%
2001 56.0% -19.6%
2002 45.7% -18.5%
2003 45.6% -0.1%
2004 39.4% -13.5%
2005 66.1% +67.6%
2006 54.1% -18.2%
2007 51.8% -4.3%
2008 57.5% +11.1%
2009 56.3% -2.2%
2010 61.0% +8.4%
2011 62.4% +2.4%
2012 59.5% -4.7%
2013 89.7% +50.8%
2014 72.1% -19.7%
2015 60.1% -16.7%
2016 63.8% +6.2%
2017 56.2% -11.9%
2018 67.3% +19.6%
2019 59.6% -11.4%
2020 54.1% -9.3%
2021 57.9% +7.0%

Averages by decade

DecadeAverage LowestHighest Years
2000s 54.2% 39.4% 69.6% 10
2010s 65.2% 56.2% 89.7% 10
2020s 56.0% 54.1% 57.9% 2

Countries ranked near Portugal

  1. 61 Botswana 58.4% compare
  2. 62 Mali 58.4% compare
  3. 63 Fiji 58.3% compare
  4. 65 Nicaragua 57.7% compare
  5. 66 Eswatini 57.6% compare
  6. 67 Slovenia 57.6% compare

See the full ranking of 169 places →

More financial sector data for Portugal

All data for Portugal →

Frequently asked questions

What is bank cost to income ratio in Portugal?
Bank cost to income ratio in Portugal was 57.9% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank cost to income ratio recorded in Portugal?
The highest recorded value was 89.7% in 2013.
What is the lowest bank cost to income ratio recorded in Portugal?
The lowest recorded value was 39.4% in 2004.
How does Portugal rank for bank cost to income ratio?
Portugal ranks 64th out of 169 countries with data for 2021.
Is bank cost to income ratio rising or falling in Portugal?
Over the last ten years it is down 7.3%. The long-run trend across the full record is rising.
Where does this Portugal data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.

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Bank cost to income ratio in Portugal. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/stat/bank-cost-to-income-ratio-percent/portugal/

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About this data

Indicator
Bank cost to income ratio (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
169 places, 3,210 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.