Bank cost to income ratio (%) in United Kingdom
United Kingdom: Bank cost to income ratio (%) was 63.9% in 2021. ▲ Rising
Bank cost to income ratio in United Kingdom, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank cost to income ratio in United Kingdom stood at 63.9%.
Compared with earlier readings it is down 1.1% on the previous year and up 4.1% over ten years.
Over the whole period, bank cost to income ratio in United Kingdom peaked at 77.5% in 2002 and was at its lowest, 47.6%, in 2000.
United Kingdom ranks 38th of 169 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 22 years of available data.
Bank cost to income ratio (%) in United Kingdom, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 47.6% | — |
| 2001 | 75.0% | +57.7% |
| 2002 | 77.5% | +3.4% |
| 2003 | 64.0% | -17.5% |
| 2004 | 55.9% | -12.7% |
| 2005 | 55.2% | -1.1% |
| 2006 | 54.2% | -1.8% |
| 2007 | 53.0% | -2.2% |
| 2008 | 56.4% | +6.4% |
| 2009 | 59.7% | +5.9% |
| 2010 | 57.9% | -3.1% |
| 2011 | 61.4% | +6.0% |
| 2012 | 74.3% | +21.0% |
| 2013 | 64.9% | -12.6% |
| 2014 | 71.3% | +9.9% |
| 2015 | 69.1% | -3.2% |
| 2016 | 66.0% | -4.5% |
| 2017 | 63.6% | -3.6% |
| 2018 | 61.0% | -4.0% |
| 2019 | 63.4% | +3.8% |
| 2020 | 64.6% | +2.0% |
| 2021 | 63.9% | -1.1% |
United Kingdom compared with similar countries
- United Kingdom's 63.9% is above the median for high income countries, which is 56.2%, 1.1× the median. (62 countries reporting)
- United Kingdom's 63.9% is above the median for Europe & Central Asia, which is 57.7%, 1.1× the median. (50 countries reporting)
Biggest year-on-year movements
Years where Bank cost to income ratio (%) in United Kingdom changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2001 | +57.7% | 47.6% | 75.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 59.9% | 47.6% | 77.5% | 10 |
| 2010s | 65.3% | 57.9% | 74.3% | 10 |
| 2020s | 64.3% | 63.9% | 64.6% | 2 |
Countries ranked near United Kingdom
More financial sector data for United Kingdom
- Reserve position in the IMF, US dollar, annual growth rate 10.56 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 104.99 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.29 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 76.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.56 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 104.99 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.29 % change on previous year (2025)
Frequently asked questions
- What is bank cost to income ratio in United Kingdom?
- Bank cost to income ratio in United Kingdom was 63.9% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in United Kingdom?
- The highest recorded value was 77.5% in 2002.
- What is the lowest bank cost to income ratio recorded in United Kingdom?
- The lowest recorded value was 47.6% in 2000.
- How does United Kingdom rank for bank cost to income ratio?
- United Kingdom ranks 38th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in United Kingdom?
- Over the last ten years it is up 4.1%. The long-run trend across the full record is rising.
- Where does this United Kingdom data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.