Bank cost to income ratio in United Kingdom of Great Britain and Northern Ireland

United Kingdom of Great Britain and Northern Ireland: Bank cost to income ratio was 63.9% in 2021. ▲ Rising

Latest (2021)
63.9%
Change on year
down 1.1%
World rank
38th
of 169 countries
All-time high
77.5%
in 2002
All-time low
47.6%
in 2000
Years of data
22
2000–2021

Bank cost to income ratio in United Kingdom of Great Britain and Northern Ireland, 2000–2021

0204060802000201020212000: 47.6 %2001: 75 %2002: 77.5 %2003: 64 %2004: 55.9 %2005: 55.2 %2006: 54.2 %2007: 53 %2008: 56.4 %2009: 59.7 %2010: 57.9 %2011: 61.4 %2012: 74.3 %2013: 64.9 %2014: 71.3 %2015: 69.1 %2016: 66 %2017: 63.6 %2018: 61 %2019: 63.4 %2020: 64.6 %2021: 63.9 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

In 2021, bank cost to income ratio in United Kingdom of Great Britain and Northern Ireland stood at 63.9%.

Compared with earlier readings it is down 1.1% on the previous year and up 4.1% over ten years.

Over the whole period, bank cost to income ratio in United Kingdom of Great Britain and Northern Ireland peaked at 77.5% in 2002 and was at its lowest, 47.6%, in 2000.

United Kingdom of Great Britain and Northern Ireland ranks 38th of 169 countries on this measure, in the top quarter.

The long-run direction has been consistently rising across the 22 years of available data.

Bank cost to income ratio in United Kingdom of Great Britain and Northern Ireland, year by year

Annual values for Bank cost to income ratio (%) in United Kingdom of Great Britain and Northern Ireland, 2000 to 2021.
Year % Change
2000 47.6%
2001 75.0% +57.7%
2002 77.5% +3.4%
2003 64.0% -17.5%
2004 55.9% -12.7%
2005 55.2% -1.1%
2006 54.2% -1.8%
2007 53.0% -2.2%
2008 56.4% +6.4%
2009 59.7% +5.9%
2010 57.9% -3.1%
2011 61.4% +6.0%
2012 74.3% +21.0%
2013 64.9% -12.6%
2014 71.3% +9.9%
2015 69.1% -3.2%
2016 66.0% -4.5%
2017 63.6% -3.6%
2018 61.0% -4.0%
2019 63.4% +3.8%
2020 64.6% +2.0%
2021 63.9% -1.1%

Averages by decade

DecadeAverage LowestHighest Years
2000s 59.9% 47.6% 77.5% 10
2010s 65.3% 57.9% 74.3% 10
2020s 64.3% 63.9% 64.6% 2

Countries ranked near United Kingdom of Great Britain and Northern Ireland

  1. 35 Afghanistan 64.4% compare
  2. 36 El Salvador 64.2% compare
  3. 37 Djibouti 64.2% compare
  4. 39 Hungary 63.9% compare
  5. 40 Honduras 63.8% compare
  6. 41 Korea 63.7% compare

See the full ranking of 169 places →

More financial sector data for United Kingdom of Great Britain and Northern Ireland

All data for United Kingdom of Great Britain and Northern Ireland →

Frequently asked questions

What is bank cost to income ratio in United Kingdom of Great Britain and Northern Ireland?
Bank cost to income ratio in United Kingdom of Great Britain and Northern Ireland was 63.9% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank cost to income ratio recorded in United Kingdom of Great Britain and Northern Ireland?
The highest recorded value was 77.5% in 2002.
What is the lowest bank cost to income ratio recorded in United Kingdom of Great Britain and Northern Ireland?
The lowest recorded value was 47.6% in 2000.
How does United Kingdom of Great Britain and Northern Ireland rank for bank cost to income ratio?
United Kingdom of Great Britain and Northern Ireland ranks 38th out of 169 countries with data for 2021.
Is bank cost to income ratio rising or falling in United Kingdom of Great Britain and Northern Ireland?
Over the last ten years it is up 4.1%. The long-run trend across the full record is rising.
Where does this United Kingdom of Great Britain and Northern Ireland data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.

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Bank cost to income ratio in United Kingdom of Great Britain and Northern Ireland. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/stat/bank-cost-to-income-ratio-percent/united-kingdom/

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About this data

Indicator
Bank cost to income ratio (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
169 places, 3,210 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.