Bank cost to income ratio in United States of America

United States of America: Bank cost to income ratio was 62.7% in 2021. ▬ Flat

Latest (2021)
62.7%
Change on year
up 1.7%
World rank
46th
of 169 countries
All-time high
64.0%
in 2008
All-time low
56.0%
in 2002
Years of data
22
2000–2021

Bank cost to income ratio in United States of America, 2000–2021

02040602000201020212000: 60.5 %2001: 58.7 %2002: 56 %2003: 56.2 %2004: 58.3 %2005: 57.9 %2006: 58.2 %2007: 61.5 %2008: 64 %2009: 58.4 %2010: 58.1 %2011: 60.5 %2012: 61 %2013: 60 %2014: 61.1 %2015: 61 %2016: 58.1 %2017: 58.9 %2018: 57.1 %2019: 57.2 %2020: 61.7 %2021: 62.7 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

The most recent figure for bank cost to income ratio in United States of America is 62.7%, measured in 2021.

The figure is up 1.7% on the previous year and up 3.7% over ten years.

Over the whole period, bank cost to income ratio in United States of America peaked at 64.0% in 2008 and was at its lowest, 56.0%, in 2002.

United States of America ranks 46th of 169 countries on this measure, in the middle of the range.

Bank cost to income ratio in United States of America, year by year

Annual values for Bank cost to income ratio (%) in United States of America, 2000 to 2021.
Year % Change
2000 60.5%
2001 58.7% -2.9%
2002 56.0% -4.7%
2003 56.2% +0.5%
2004 58.3% +3.7%
2005 57.9% -0.7%
2006 58.2% +0.5%
2007 61.5% +5.7%
2008 64.0% +4.0%
2009 58.4% -8.9%
2010 58.1% -0.4%
2011 60.5% +4.0%
2012 61.0% +0.8%
2013 60.0% -1.7%
2014 61.1% +1.9%
2015 61.0% -0.1%
2016 58.1% -4.7%
2017 58.9% +1.2%
2018 57.1% -2.9%
2019 57.2% +0.0%
2020 61.7% +7.9%
2021 62.7% +1.7%

Averages by decade

DecadeAverage LowestHighest Years
2000s 59.0% 56.0% 64.0% 10
2010s 59.3% 57.1% 61.1% 10
2020s 62.2% 61.7% 62.7% 2

Countries ranked near United States of America

  1. 43 Senegal 63.4% compare
  2. 44 Dominican Republic 63.4% compare
  3. 45 Bosnia and Herzegovina 62.8% compare
  4. 47 Belgium 62.4% compare
  5. 48 Costa Rica 62.4% compare
  6. 49 Chinese Taipei 61.7% compare

See the full ranking of 169 places →

More financial sector data for United States of America

All data for United States of America →

Frequently asked questions

What is bank cost to income ratio in United States of America?
Bank cost to income ratio in United States of America was 62.7% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank cost to income ratio recorded in United States of America?
The highest recorded value was 64.0% in 2008.
What is the lowest bank cost to income ratio recorded in United States of America?
The lowest recorded value was 56.0% in 2002.
How does United States of America rank for bank cost to income ratio?
United States of America ranks 46th out of 169 countries with data for 2021.
Is bank cost to income ratio rising or falling in United States of America?
Over the last ten years it is up 3.7%. The long-run trend across the full record is flat.
Where does this United States of America data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.

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Bank cost to income ratio in United States of America. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/stat/bank-cost-to-income-ratio-percent/united-states/

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About this data

Indicator
Bank cost to income ratio (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
169 places, 3,210 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.