Bank deposits to GDP in China

China: Bank deposits to GDP was 48.7% in 2021. ▲ Rising

Latest (2021)
48.7%
Change on year
down 8.9%
World rank
111th
of 185 countries
All-time high
56.9%
in 2017
All-time low
17.5%
in 1989
Years of data
37
1985–2021

Bank deposits to GDP in China, 1985–2021

20304050601985200320211985: 18.6 %1986: 21.6 %1987: 21.9 %1988: 19.5 %1989: 17.5 %1990: 19.9 %1991: 23 %1992: 24.6 %1993: 27.2 %1994: 25.5 %1995: 24.8 %1996: 26.1 %1997: 29.9 %1998: 31.1 %1999: 35.7 %2000: 38.4 %2001: 39.8 %2002: 44 %2003: 46.8 %2004: 46 %2005: 44.4 %2006: 45 %2007: 45.2 %2008: 41.3 %2009: 52.6 %2010: 53.9 %2011: 49 %2012: 47.2 %2013: 47 %2014: 44.7 %2015: 49 %2016: 56 %2017: 56.9 %2018: 52 %2019: 50.6 %2020: 53.4 %2021: 48.7 %

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

In 2021, bank deposits to gdp in China stood at 48.7%.

The figure is down 8.9% on the previous year and down 0.7% over ten years.

Over the whole period, bank deposits to gdp in China peaked at 56.9% in 2017 and was at its lowest, 17.5%, in 1989.

China ranks 111th of 185 countries on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 37 years of available data.

Bank deposits to GDP in China, year by year

Annual values for Bank deposits to GDP (%) in China, 1985 to 2021.
Year % Change
1985 18.6%
1986 21.6% +15.8%
1987 21.9% +1.4%
1988 19.5% -11.0%
1989 17.5% -10.2%
1990 19.9% +13.6%
1991 23.0% +15.7%
1992 24.6% +7.1%
1993 27.2% +10.4%
1994 25.5% -6.2%
1995 24.8% -2.7%
1996 26.1% +5.4%
1997 29.9% +14.3%
1998 31.1% +4.1%
1999 35.7% +14.9%
2000 38.4% +7.4%
2001 39.8% +3.8%
2002 44.0% +10.5%
2003 46.8% +6.4%
2004 46.0% -1.7%
2005 44.4% -3.5%
2006 45.0% +1.4%
2007 45.2% +0.3%
2008 41.3% -8.5%
2009 52.6% +27.1%
2010 53.9% +2.5%
2011 49.0% -9.0%
2012 47.2% -3.8%
2013 47.0% -0.3%
2014 44.7% -4.9%
2015 49.0% +9.6%
2016 56.0% +14.3%
2017 56.9% +1.5%
2018 52.0% -8.5%
2019 50.6% -2.9%
2020 53.4% +5.6%
2021 48.7% -8.9%

Averages by decade

DecadeAverage LowestHighest Years
1980s 19.8% 17.5% 21.9% 5
1990s 26.8% 19.9% 35.7% 10
2000s 44.3% 38.4% 52.6% 10
2010s 50.6% 44.7% 56.9% 10
2020s 51.0% 48.7% 53.4% 2

Countries ranked near China

  1. 108 Latvia 50.7% compare
  2. 109 Georgia 50.3% compare
  3. 110 Guatemala 50.1% compare
  4. 112 Ecuador 48.3% compare
  5. 113 Botswana 47.0% compare
  6. 114 Gambia 45.5% compare

See the full ranking of 185 places →

More financial sector data for China

All data for China →

Frequently asked questions

What is bank deposits to gdp in China?
Bank deposits to gdp in China was 48.7% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest bank deposits to gdp recorded in China?
The highest recorded value was 56.9% in 2017.
What is the lowest bank deposits to gdp recorded in China?
The lowest recorded value was 17.5% in 1989.
How does China rank for bank deposits to gdp?
China ranks 111th out of 185 countries with data for 2021.
Is bank deposits to gdp rising or falling in China?
Over the last ten years it is down 0.7%. The long-run trend across the full record is rising.
Where does this China data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank deposits to GDP (%). Statizoid updates them automatically from the source API.

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Bank deposits to GDP in China. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 25 August 2026, from https://financial-sector.statizoid.com/stat/bank-deposits-to-gdp-percent/china/

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About this data

Indicator
Bank deposits to GDP (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
185 places, 8,479 data points, 1960–2021
Last refreshed

Demand, time and saving deposits in deposit money banks as a share of GDP, calculated using the following deflation method: {(0.5)*[Ft/P_et + Ft-1/P_et-1]}/[GDPt/P_at] where F is demand and time and saving deposits, P_e is end-of period CPI, and P_a is average annual CPI. Raw data are from the electronic version of the IMF’s International Financial Statistics. Bank deposits (IFS lines 24 and 25); GDP in local currency (IFS line 99B..ZF or, if not available, line 99B.CZF); end-of period CPI (IFS line 64M..ZF or, if not available, 64Q..ZF); and average annual CPI is calculated using the monthly CPI values (IFS line 64M..ZF).