Bank deposits to GDP in Germany
Germany: Bank deposits to GDP was 95.0% in 2021. ▲ Rising
Bank deposits to GDP in Germany, 1970–2021
Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.
Analysis
Germany recorded 95.0% for bank deposits to gdp in 2021.
That represents a change of down 2.2% on the previous year and up 26.4% over ten years.
Over the whole period, bank deposits to gdp in Germany peaked at 97.1% in 2020 and was at its lowest, 47.6%, in 1970.
That places Germany 40th out of 185 countries with data for 2021, putting it in the top quarter.
The long-run direction has been consistently rising across the 50 years of available data.
Bank deposits to GDP in Germany, year by year
| Year | % | Change |
|---|---|---|
| 1970 | 47.6% | — |
| 1971 | 48.9% | +2.7% |
| 1972 | 51.2% | +4.8% |
| 1973 | 50.7% | -1.1% |
| 1974 | 50.3% | -0.8% |
| 1975 | 53.5% | +6.5% |
| 1976 | 53.3% | -0.5% |
| 1977 | 55.0% | +3.2% |
| 1978 | 56.5% | +2.9% |
| 1979 | 54.9% | -2.8% |
| 1980 | 53.8% | -2.1% |
| 1981 | 53.6% | -0.5% |
| 1982 | 54.9% | +2.4% |
| 1983 | 55.3% | +0.7% |
| 1984 | 55.4% | +0.2% |
| 1985 | 56.9% | +2.7% |
| 1986 | 56.9% | +0.1% |
| 1987 | 58.0% | +1.9% |
| 1988 | 57.4% | -1.0% |
| 1989 | 56.4% | -1.8% |
| 1990 | 61.4% | +8.9% |
| 1991 | 53.7% | -12.6% |
| 1992 | 53.4% | -0.5% |
| 1993 | 58.0% | +8.6% |
| 1994 | 56.7% | -2.2% |
| 1995 | 57.1% | +0.8% |
| 1996 | 60.7% | +6.2% |
| 1997 | 61.1% | +0.6% |
| 1998 | 63.5% | +3.9% |
| 2001 | 60.1% | -5.3% |
| 2002 | 61.9% | +3.0% |
| 2003 | 63.6% | +2.7% |
| 2004 | 63.2% | -0.7% |
| 2005 | 65.4% | +3.5% |
| 2006 | 65.9% | +0.7% |
| 2007 | 68.8% | +4.4% |
| 2008 | 72.5% | +5.5% |
| 2009 | 75.2% | +3.7% |
| 2010 | 74.6% | -0.8% |
| 2011 | 75.2% | +0.7% |
| 2012 | 78.3% | +4.1% |
| 2013 | 79.5% | +1.6% |
| 2014 | 80.2% | +0.8% |
| 2015 | 82.6% | +3.0% |
| 2016 | 83.8% | +1.4% |
| 2017 | 84.3% | +0.7% |
| 2018 | 85.7% | +1.6% |
| 2019 | 87.4% | +2.0% |
| 2020 | 97.1% | +11.2% |
| 2021 | 95.0% | -2.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 52.2% | 47.6% | 56.5% | 10 |
| 1980s | 55.8% | 53.6% | 58.0% | 10 |
| 1990s | 58.4% | 53.4% | 63.5% | 9 |
| 2000s | 66.3% | 60.1% | 75.2% | 9 |
| 2010s | 81.2% | 74.6% | 87.4% | 10 |
| 2020s | 96.1% | 95.0% | 97.1% | 2 |
Countries ranked near Germany
More financial sector data for Germany
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 0.9878 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0054 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 327.32 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 0.0842 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 889.69 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 44.18 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 5,004 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate 42.65 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 4,951 SDR per person (2025)
- Total reserves (gold at national valuation) 413.37 billion SDR (2025)
Frequently asked questions
- What is bank deposits to gdp in Germany?
- Bank deposits to gdp in Germany was 95.0% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank deposits to gdp recorded in Germany?
- The highest recorded value was 97.1% in 2020.
- What is the lowest bank deposits to gdp recorded in Germany?
- The lowest recorded value was 47.6% in 1970.
- How does Germany rank for bank deposits to gdp?
- Germany ranks 40th out of 185 countries with data for 2021.
- Is bank deposits to gdp rising or falling in Germany?
- Over the last ten years it is up 26.4%. The long-run trend across the full record is rising.
- Where does this Germany data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank deposits to GDP (%). Statizoid updates them automatically from the source API.
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About this data
Demand, time and saving deposits in deposit money banks as a share of GDP, calculated using the following deflation method: {(0.5)*[Ft/P_et + Ft-1/P_et-1]}/[GDPt/P_at] where F is demand and time and saving deposits, P_e is end-of period CPI, and P_a is average annual CPI. Raw data are from the electronic version of the IMF’s International Financial Statistics. Bank deposits (IFS lines 24 and 25); GDP in local currency (IFS line 99B..ZF or, if not available, line 99B.CZF); end-of period CPI (IFS line 64M..ZF or, if not available, 64Q..ZF); and average annual CPI is calculated using the monthly CPI values (IFS line 64M..ZF).