Bank deposits to GDP in Ghana

Ghana: Bank deposits to GDP was 23.9% in 2021. ◆ Volatile

Latest (2021)
23.9%
Change on year
down 12.2%
World rank
156th
of 185 countries
All-time high
27.3%
in 2020
All-time low
2.7%
in 1962
Years of data
62
1960–2021

Bank deposits to GDP in Ghana, 1960–2021

510152025196019902021

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

Ghana recorded 23.9% for bank deposits to gdp in 2021.

The figure is down 12.2% on the previous year and down 10.8% over ten years.

Over the whole period, bank deposits to gdp in Ghana peaked at 27.3% in 2020 and was at its lowest, 2.7%, in 1962.

Ghana ranks 156th of 185 countries on this measure, in the bottom quarter.

The series is highly variable year to year, so single readings are best treated with caution.

Bank deposits to GDP in Ghana, year by year

Annual values for Bank deposits to GDP (%) in Ghana, 1960 to 2021.
Year % Change
1960 8.4%
1961 9.3% +11.2%
1962 2.7% -70.9%
1963 4.5% +66.8%
1964 5.4% +18.3%
1965 4.7% -11.5%
1966 4.6% -3.9%
1967 5.2% +13.2%
1968 5.1% -1.2%
1969 4.7% -7.9%
1970 4.9% +4.6%
1971 5.1% +3.7%
1972 6.2% +21.2%
1973 6.1% -1.8%
1974 5.5% -9.5%
1975 6.7% +22.6%
1976 7.0% +3.8%
1977 6.5% -7.4%
1978 5.4% -16.1%
1979 4.5% -16.5%
1980 9.2% +103.7%
1981 8.2% -11.6%
1982 8.9% +8.9%
1983 5.2% -41.5%
1984 5.1% -1.2%
1985 6.3% +22.9%
1986 6.2% -1.8%
1987 6.3% +1.6%
1988 6.2% -1.2%
1989 10.3% +66.2%
1990 9.2% -11.4%
1991 11.3% +23.3%
1992 13.9% +23.1%
1993 14.0% +0.7%
1994 15.4% +9.7%
1995 14.5% -5.6%
1996 14.1% -2.5%
1997 16.8% +19.1%
1998 16.0% -4.6%
1999 15.7% -2.4%
2000 16.4% +4.6%
2001 18.2% +11.1%
2002 21.0% +15.1%
2003 20.5% -2.3%
2004 22.0% +7.2%
2005 20.4% -7.1%
2006 15.8% -22.4%
2007 19.8% +25.2%
2008 22.6% +14.1%
2009 24.9% +10.0%
2010 25.8% +3.6%
2011 26.8% +3.9%
2012 26.6% -0.8%
2013 20.2% -24.1%
2014 22.2% +9.8%
2015 24.3% +9.6%
2016 25.3% +3.9%
2017 24.9% -1.5%
2018 24.3% -2.2%
2019 24.3% -0.0%
2020 27.3% +12.0%
2021 23.9% -12.2%

Averages by decade

DecadeAverage LowestHighest Years
1960s 5.5% 2.7% 9.3% 10
1970s 5.8% 4.5% 7.0% 10
1980s 7.2% 5.1% 10.3% 10
1990s 14.1% 9.2% 16.8% 10
2000s 20.2% 15.8% 24.9% 10
2010s 24.5% 20.2% 26.8% 10
2020s 25.6% 23.9% 27.3% 2

Countries ranked near Ghana

  1. 153 Benin 24.8% compare
  2. 154 Rwanda 24.8% compare
  3. 155 Haiti 24.2% compare
  4. 157 Sierra Leone 23.7% compare
  5. 158 Vietnam 23.3% compare
  6. 159 Zambia 23.2% compare

See the full ranking of 185 places →

More financial sector data for Ghana

All data for Ghana →

Frequently asked questions

What is bank deposits to gdp in Ghana?
Bank deposits to gdp in Ghana was 23.9% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest bank deposits to gdp recorded in Ghana?
The highest recorded value was 27.3% in 2020.
What is the lowest bank deposits to gdp recorded in Ghana?
The lowest recorded value was 2.7% in 1962.
How does Ghana rank for bank deposits to gdp?
Ghana ranks 156th out of 185 countries with data for 2021.
Is bank deposits to gdp rising or falling in Ghana?
Over the last ten years it is down 10.8%. The long-run trend across the full record is volatile.
Where does this Ghana data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank deposits to GDP (%). Statizoid updates them automatically from the source API.

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Bank deposits to GDP in Ghana. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 29 August 2026, from https://financial-sector.statizoid.com/stat/bank-deposits-to-gdp-percent/ghana/

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About this data

Indicator
Bank deposits to GDP (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
185 places, 8,479 data points, 1960–2021
Last refreshed

Demand, time and saving deposits in deposit money banks as a share of GDP, calculated using the following deflation method: {(0.5)*[Ft/P_et + Ft-1/P_et-1]}/[GDPt/P_at] where F is demand and time and saving deposits, P_e is end-of period CPI, and P_a is average annual CPI. Raw data are from the electronic version of the IMF’s International Financial Statistics. Bank deposits (IFS lines 24 and 25); GDP in local currency (IFS line 99B..ZF or, if not available, line 99B.CZF); end-of period CPI (IFS line 64M..ZF or, if not available, 64Q..ZF); and average annual CPI is calculated using the monthly CPI values (IFS line 64M..ZF).