Bank lending-deposit spread in Japan
Japan: Bank lending-deposit spread was 0.6733 in 2017. ▼ Falling
Bank lending-deposit spread in Japan, 1993–2017
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Japan is 0.6733, measured in 2017. That is the lowest value across all 25 years on record.
Compared with earlier readings it is down 9.5% on the previous year and down 37.4% over ten years.
Over the whole period, bank lending-deposit spread in Japan peaked at 2.72 in 1993 and was at its lowest, 0.6733, in 2017.
Japan ranks 122nd of 124 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 25 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 2.34 | 2.04 | 2.72 | 7 |
| 2000s | 1.53 | 0.9821 | 2 | 10 |
| 2010s | 0.8484 | 0.6733 | 1.1 | 8 |
Countries ranked near Japan
More financial sector data for Japan
- Domestic credit to private sector by banks 115.9% (2025)
- Total reserves in months of imports 14.01 (2025)
- Net domestic credit 1,825.99 trillion current LCU (2025)
- Net foreign assets 70.71 trillion current LCU (2025)
- Monetary Sector credit to private sector 116.3% (2025)
- Broad money 246.8% (2025)
- Claims on central government, etc. 117.4% (2025)
- Domestic credit to private sector 187.4% (2025)
- Official exchange rate 149.66 LCU per US$, period average (2025)
- Net migration 140,579 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Japan?
- Bank lending-deposit spread in Japan was 0.6733 in 2017, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Japan?
- The highest recorded value was 2.72 in 1993.
- What is the lowest bank lending-deposit spread recorded in Japan?
- The lowest recorded value was 0.6733 in 2017.
- How does Japan rank for bank lending-deposit spread?
- Japan ranks 122nd out of 124 countries with data for 2017.
- Is bank lending-deposit spread rising or falling in Japan?
- Over the last ten years it is down 37.4%. The long-run trend across the full record is falling.
- Where does this Japan data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 25 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.