Bank lending-deposit spread in Japan
Japan: Bank lending-deposit spread was 0.6733 in 2017. ▼ Falling
Bank lending-deposit spread in Japan, 1993–2017
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Japan is 0.6733, measured in 2017. That is the lowest value across all 25 years on record.
Compared with earlier readings it is down 9.5% on the previous year and down 37.4% over ten years.
Over the whole period, bank lending-deposit spread in Japan peaked at 2.72 in 1993 and was at its lowest, 0.6733, in 2017.
Japan ranks 122nd of 124 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 25 years of available data.
Bank lending-deposit spread in Japan, year by year
| Year | Value | Change |
|---|---|---|
| 1993 | 2.72 | — |
| 1994 | 2.44 | -10.5% |
| 1995 | 2.6 | +7.0% |
| 1996 | 2.36 | -9.5% |
| 1997 | 2.15 | -8.9% |
| 1998 | 2.06 | -4.3% |
| 1999 | 2.04 | -0.5% |
| 2000 | 2 | -2.3% |
| 2001 | 1.91 | -4.2% |
| 2002 | 1.83 | -4.3% |
| 2003 | 1.78 | -2.7% |
| 2004 | 1.69 | -5.2% |
| 2005 | 1.41 | -16.6% |
| 2006 | 0.9821 | -30.1% |
| 2007 | 1.08 | +9.5% |
| 2008 | 1.32 | +22.9% |
| 2009 | 1.29 | -2.4% |
| 2010 | 1.1 | -14.8% |
| 2011 | 1.04 | -5.4% |
| 2012 | 0.9295 | -10.6% |
| 2013 | 0.7616 | -18.1% |
| 2014 | 0.8039 | +5.6% |
| 2015 | 0.7366 | -8.4% |
| 2016 | 0.7443 | +1.1% |
| 2017 | 0.6733 | -9.5% |
Japan compared with similar countries
- Japan's 0.6733 is below the median for high income countries, which is 3.8, 18% of the median. (37 countries reporting)
- Japan's 0.6733 is below the median for East Asia & Pacific, which is 4.94, 14% of the median. (25 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 2.34 | 2.04 | 2.72 | 7 |
| 2000s | 1.53 | 0.9821 | 2 | 10 |
| 2010s | 0.8484 | 0.6733 | 1.1 | 8 |
Countries ranked near Japan
More financial sector data for Japan
- Reserve position in the IMF, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 91.29 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.15 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 66.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 91.29 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.15 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Japan?
- Bank lending-deposit spread in Japan was 0.6733 in 2017, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Japan?
- The highest recorded value was 2.72 in 1993.
- What is the lowest bank lending-deposit spread recorded in Japan?
- The lowest recorded value was 0.6733 in 2017.
- How does Japan rank for bank lending-deposit spread?
- Japan ranks 122nd out of 124 countries with data for 2017.
- Is bank lending-deposit spread rising or falling in Japan?
- Over the last ten years it is down 37.4%. The long-run trend across the full record is falling.
- Where does this Japan data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 25 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.