Bank liquid reserves to bank assets ratio in Europe & Central Asia (IDA & IBRD countries)

Europe & Central Asia (IDA & IBRD countries): Bank liquid reserves to bank assets ratio was 23.8% in 2025. ▲ Rising

Latest (2025)
23.8%
Change on year
up 7.8%
Rank
4th
of 39 groups
All-time high
27.1%
in 2023
All-time low
12.4%
in 2002
Years of data
25
2001–2025

Bank liquid reserves to bank assets ratio in Europe & Central Asia (IDA & IBRD countries), 2001–2025

01020302001201320252001: 16.3 %2002: 12.4 %2003: 13.7 %2004: 17.6 %2005: 18.7 %2006: 18.5 %2007: 17.4 %2008: 14.7 %2009: 14.4 %2010: 14.7 %2011: 19.5 %2012: 16.9 %2013: 17.9 %2014: 15.6 %2015: 19.9 %2016: 20.9 %2017: 19.7 %2018: 18.9 %2019: 18.8 %2020: 20.2 %2021: 23.8 %2022: 26.1 %2023: 27.1 %2024: 22 %2025: 23.8 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

In 2025, bank liquid reserves to bank assets ratio in Europe & Central Asia (IDA & IBRD countries) stood at 23.8%.

The figure is up 7.8% on the previous year and up 19.4% over ten years.

Over the whole period, bank liquid reserves to bank assets ratio in Europe & Central Asia (IDA & IBRD countries) peaked at 27.1% in 2023 and was at its lowest, 12.4%, in 2002.

That places Europe & Central Asia (IDA & IBRD countries) 4th out of 39 groups with data for 2025, putting it in the top 10%.

The long-run direction has been consistently rising across the 25 years of available data.

Bank liquid reserves to bank assets ratio in Europe & Central Asia (IDA & IBRD countries), year by year

Annual values for Bank liquid reserves to bank assets ratio (%) in Europe & Central Asia (IDA & IBRD countries), 2001 to 2025.
Year % Change
2001 16.3%
2002 12.4% -23.9%
2003 13.7% +10.6%
2004 17.6% +27.8%
2005 18.7% +6.3%
2006 18.5% -1.1%
2007 17.4% -5.9%
2008 14.7% -15.1%
2009 14.4% -2.4%
2010 14.7% +2.2%
2011 19.5% +32.8%
2012 16.9% -13.3%
2013 17.9% +5.9%
2014 15.6% -12.8%
2015 19.9% +27.3%
2016 20.9% +5.3%
2017 19.7% -5.8%
2018 18.9% -4.3%
2019 18.8% -0.4%
2020 20.2% +7.4%
2021 23.8% +17.9%
2022 26.1% +9.6%
2023 27.1% +3.8%
2024 22.0% -18.7%
2025 23.8% +7.8%

Averages by decade

DecadeAverage LowestHighest Years
2000s 16.0% 12.4% 18.7% 9
2010s 18.3% 14.7% 20.9% 10
2020s 23.8% 20.2% 27.1% 6

Countries ranked near Europe & Central Asia (IDA & IBRD countries)

  1. 1 Libya 315.4% compare
  2. 2 Mozambique 121.4% compare
  3. 3 Haiti 120.0% compare
  4. 4 Solomon Islands 117.0% compare
  5. 5 South Sudan 87.0% compare
  6. 6 Afghanistan 86.9% compare
  7. 7 Eritrea 84.9% compare

See the full ranking of 191 places →

More financial sector data for Europe & Central Asia (IDA & IBRD countries)

All data for Europe & Central Asia (IDA & IBRD countries) →

Frequently asked questions

What is bank liquid reserves to bank assets ratio in Europe & Central Asia (IDA & IBRD countries)?
Bank liquid reserves to bank assets ratio in Europe & Central Asia (IDA & IBRD countries) was 23.8% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest bank liquid reserves to bank assets ratio recorded in Europe & Central Asia (IDA & IBRD countries)?
The highest recorded value was 27.1% in 2023.
What is the lowest bank liquid reserves to bank assets ratio recorded in Europe & Central Asia (IDA & IBRD countries)?
The lowest recorded value was 12.4% in 2002.
How does Europe & Central Asia (IDA & IBRD countries) rank for bank liquid reserves to bank assets ratio?
Europe & Central Asia (IDA & IBRD countries) ranks 4th out of 39 groups with data for 2025.
Is bank liquid reserves to bank assets ratio rising or falling in Europe & Central Asia (IDA & IBRD countries)?
Over the last ten years it is up 19.4%. The long-run trend across the full record is rising.
Where does this Europe & Central Asia (IDA & IBRD countries) data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.

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Bank liquid reserves to bank assets ratio in Europe & Central Asia (IDA & IBRD countries). Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/europe-and-central-asia-ida-and-ibrd-countries/

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About this data

Indicator
Bank liquid reserves to bank assets ratio (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 4,390 data points, 2001–2025
Last refreshed

Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.