Bank liquid reserves to bank assets ratio in Ghana
Ghana: Bank liquid reserves to bank assets ratio was 70.7% in 2024. ▲ Rising
Bank liquid reserves to bank assets ratio in Ghana, 2001–2024
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2024, bank liquid reserves to bank assets ratio in Ghana stood at 70.7%. That is the highest value across all 24 years on record.
The figure is up 7.0% on the previous year and up 221.6% over ten years.
Over the whole period, bank liquid reserves to bank assets ratio in Ghana peaked at 70.7% in 2024 and was at its lowest, 9.0%, in 2002.
That places Ghana 9th out of 152 countries with data for 2024, putting it in the top 10%.
The long-run direction has been consistently rising across the 24 years of available data.
Bank liquid reserves to bank assets ratio in Ghana, year by year
| Year | % | Change |
|---|---|---|
| 2001 | 12.2% | — |
| 2002 | 9.0% | -26.1% |
| 2003 | 29.9% | +232.0% |
| 2004 | 25.4% | -14.9% |
| 2005 | 18.5% | -27.4% |
| 2006 | 19.8% | +7.1% |
| 2007 | 18.5% | -6.6% |
| 2008 | 31.9% | +73.0% |
| 2009 | 19.0% | -40.4% |
| 2010 | 23.3% | +22.5% |
| 2011 | 25.2% | +8.2% |
| 2012 | 26.1% | +3.3% |
| 2013 | 24.9% | -4.7% |
| 2014 | 22.0% | -11.5% |
| 2015 | 23.0% | +4.7% |
| 2016 | 29.4% | +27.8% |
| 2017 | 28.2% | -4.3% |
| 2018 | 29.7% | +5.5% |
| 2019 | 34.9% | +17.6% |
| 2020 | 33.4% | -4.4% |
| 2021 | 35.4% | +5.9% |
| 2022 | 48.1% | +36.0% |
| 2023 | 66.1% | +37.5% |
| 2024 | 70.7% | +7.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 20.5% | 9.0% | 31.9% | 9 |
| 2010s | 26.7% | 22.0% | 34.9% | 10 |
| 2020s | 50.7% | 33.4% | 70.7% | 5 |
Countries ranked near Ghana
More financial sector data for Ghana
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.61 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.64 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.61 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank liquid reserves to bank assets ratio in Ghana?
- Bank liquid reserves to bank assets ratio in Ghana was 70.7% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest bank liquid reserves to bank assets ratio recorded in Ghana?
- The highest recorded value was 70.7% in 2024.
- What is the lowest bank liquid reserves to bank assets ratio recorded in Ghana?
- The lowest recorded value was 9.0% in 2002.
- How does Ghana rank for bank liquid reserves to bank assets ratio?
- Ghana ranks 9th out of 152 countries with data for 2024.
- Is bank liquid reserves to bank assets ratio rising or falling in Ghana?
- Over the last ten years it is up 221.6%. The long-run trend across the full record is rising.
- Where does this Ghana data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 24 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.