Bank liquid reserves to bank assets ratio in India
India: Bank liquid reserves to bank assets ratio was 4.2% in 2025. ▼ Falling
Bank liquid reserves to bank assets ratio in India, 2016–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
India recorded 4.2% for bank liquid reserves to bank assets ratio in 2025. That is the lowest value across all 10 years on record.
The figure is down 20.4% on the previous year and down 46.7% over ten years.
Over the whole period, bank liquid reserves to bank assets ratio in India peaked at 11.2% in 2021 and was at its lowest, 4.2%, in 2025.
That places India 145th out of 152 countries with data for 2025, putting it in the bottom quarter.
Bank liquid reserves to bank assets ratio in India, year by year
| Year | % | Change |
|---|---|---|
| 2016 | 8.0% | — |
| 2017 | 6.2% | -22.1% |
| 2018 | 5.3% | -14.9% |
| 2019 | 7.3% | +38.8% |
| 2020 | 8.7% | +18.7% |
| 2021 | 11.2% | +28.5% |
| 2022 | 6.8% | -38.8% |
| 2023 | 6.1% | -10.5% |
| 2024 | 5.3% | -12.8% |
| 2025 | 4.2% | -20.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 6.7% | 5.3% | 8.0% | 4 |
| 2020s | 7.1% | 4.2% | 11.2% | 6 |
Countries ranked near India
More financial sector data for India
- Net domestic credit (current LCU), per capita 213,661 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 79.06 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 13.56 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 990.63 million SDR (2025)
- Gold reserves at market value 90.27 billion SDR (2025)
- Reserves excluding gold, foreign exchange 403.72 billion SDR (2025)
- Reserves excluding gold 420.92 billion SDR (2025)
- Total reserves (gold at market value) 511.19 billion SDR (2025)
- Total reserves (gold at national valuation) 502.16 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 343.04 SDR per person (2025)
Frequently asked questions
- What is bank liquid reserves to bank assets ratio in India?
- Bank liquid reserves to bank assets ratio in India was 4.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest bank liquid reserves to bank assets ratio recorded in India?
- The highest recorded value was 11.2% in 2021.
- What is the lowest bank liquid reserves to bank assets ratio recorded in India?
- The lowest recorded value was 4.2% in 2025.
- How does India rank for bank liquid reserves to bank assets ratio?
- India ranks 145th out of 152 countries with data for 2025.
- Is bank liquid reserves to bank assets ratio rising or falling in India?
- Over the last ten years it is down 46.7%. The long-run trend across the full record is falling.
- Where does this India data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.