Bank liquid reserves to bank assets ratio in Japan

Japan: Bank liquid reserves to bank assets ratio was 30.3% in 2025. ◆ Volatile

Latest (2025)
30.3%
Change on year
down 14.9%
World rank
35th
of 152 countries
All-time high
40.6%
in 2021
All-time low
1.8%
in 2006
Years of data
25
2001–2025

Bank liquid reserves to bank assets ratio in Japan, 2001–2025

0102030402001201320252001: 1.8 %2002: 2.7 %2003: 3.8 %2004: 4.2 %2005: 4.4 %2006: 1.8 %2007: 1.8 %2008: 2.4 %2009: 2.9 %2010: 3.1 %2011: 4.4 %2012: 5.3 %2013: 10.9 %2014: 17.4 %2015: 24.1 %2016: 29.3 %2017: 31.4 %2018: 32.6 %2019: 32.3 %2020: 38.1 %2021: 40.6 %2022: 35.9 %2023: 37.2 %2024: 35.6 %2025: 30.3 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

Japan recorded 30.3% for bank liquid reserves to bank assets ratio in 2025.

That represents a change of down 14.9% on the previous year and up 25.6% over ten years.

Over the whole period, bank liquid reserves to bank assets ratio in Japan peaked at 40.6% in 2021 and was at its lowest, 1.8%, in 2006.

That places Japan 35th out of 152 countries with data for 2025, putting it in the top quarter.

The series is highly variable year to year, so single readings are best treated with caution.

Bank liquid reserves to bank assets ratio in Japan, year by year

Annual values for Bank liquid reserves to bank assets ratio (%) in Japan, 2001 to 2025.
Year % Change
2001 1.8%
2002 2.7% +49.6%
2003 3.8% +38.4%
2004 4.2% +11.3%
2005 4.4% +3.7%
2006 1.8% -58.5%
2007 1.8% +0.2%
2008 2.4% +31.8%
2009 2.9% +19.3%
2010 3.1% +6.4%
2011 4.4% +45.6%
2012 5.3% +20.4%
2013 10.9% +104.1%
2014 17.4% +59.7%
2015 24.1% +38.2%
2016 29.3% +21.6%
2017 31.4% +7.1%
2018 32.6% +4.0%
2019 32.3% -0.9%
2020 38.1% +17.8%
2021 40.6% +6.8%
2022 35.9% -11.8%
2023 37.2% +3.8%
2024 35.6% -4.5%
2025 30.3% -14.9%

Averages by decade

DecadeAverage LowestHighest Years
2000s 2.9% 1.8% 4.4% 9
2010s 19.1% 3.1% 32.6% 10
2020s 36.3% 30.3% 40.6% 6

Countries ranked near Japan

  1. 32 Papua New Guinea 33.2% compare
  2. 33 Maldives 31.5% compare
  3. 34 Hungary 31.3% compare
  4. 36 Bolivia, Plurinational State of 30.1% compare
  5. 37 Uruguay 30.0% compare
  6. 38 Seychelles 29.9% compare

See the full ranking of 191 places →

More financial sector data for Japan

All data for Japan →

Frequently asked questions

What is bank liquid reserves to bank assets ratio in Japan?
Bank liquid reserves to bank assets ratio in Japan was 30.3% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest bank liquid reserves to bank assets ratio recorded in Japan?
The highest recorded value was 40.6% in 2021.
What is the lowest bank liquid reserves to bank assets ratio recorded in Japan?
The lowest recorded value was 1.8% in 2006.
How does Japan rank for bank liquid reserves to bank assets ratio?
Japan ranks 35th out of 152 countries with data for 2025.
Is bank liquid reserves to bank assets ratio rising or falling in Japan?
Over the last ten years it is up 25.6%. The long-run trend across the full record is volatile.
Where does this Japan data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.

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Bank liquid reserves to bank assets ratio in Japan. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 07 September 2026, from https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/japan/

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About this data

Indicator
Bank liquid reserves to bank assets ratio (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 4,390 data points, 2001–2025
Last refreshed

Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.