Bank liquid reserves to bank assets ratio in Late-demographic dividend

Late-demographic dividend: Bank liquid reserves to bank assets ratio was 17.2% in 2025. ▲ Rising

Latest (2025)
17.2%
Change on year
down 4.1%
Rank
20th
of 39 groups
All-time high
19.0%
in 2020
All-time low
11.5%
in 2008
Years of data
25
2001–2025

Bank liquid reserves to bank assets ratio in Late-demographic dividend, 2001–2025

051015202001201320252001: 13.2 %2002: 12.7 %2003: 12.2 %2004: 12.8 %2005: 13.1 %2006: 13.7 %2007: 14.2 %2008: 11.5 %2009: 14.9 %2010: 15 %2011: 14.3 %2012: 14.9 %2013: 15.1 %2014: 13.9 %2015: 17 %2016: 18.1 %2017: 17.4 %2018: 16.6 %2019: 15.6 %2020: 19 %2021: 18.7 %2022: 18.4 %2023: 18.3 %2024: 18 %2025: 17.2 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

In 2025, bank liquid reserves to bank assets ratio in Late-demographic dividend stood at 17.2%.

The figure is down 4.1% on the previous year and up 1.4% over ten years.

Over the whole period, bank liquid reserves to bank assets ratio in Late-demographic dividend peaked at 19.0% in 2020 and was at its lowest, 11.5%, in 2008.

That places Late-demographic dividend 20th out of 39 groups with data for 2025, putting it in the middle of the range.

The long-run direction has been consistently rising across the 25 years of available data.

Bank liquid reserves to bank assets ratio in Late-demographic dividend, year by year

Annual values for Bank liquid reserves to bank assets ratio (%) in Late-demographic dividend, 2001 to 2025.
Year % Change
2001 13.2%
2002 12.7% -3.6%
2003 12.2% -3.9%
2004 12.8% +4.4%
2005 13.1% +2.6%
2006 13.7% +4.3%
2007 14.2% +4.0%
2008 11.5% -19.0%
2009 14.9% +29.1%
2010 15.0% +0.9%
2011 14.3% -4.8%
2012 14.9% +4.5%
2013 15.1% +1.0%
2014 13.9% -8.1%
2015 17.0% +22.5%
2016 18.1% +6.3%
2017 17.4% -3.8%
2018 16.6% -4.4%
2019 15.6% -5.8%
2020 19.0% +21.3%
2021 18.7% -1.6%
2022 18.4% -1.3%
2023 18.3% -0.6%
2024 18.0% -1.9%
2025 17.2% -4.1%

Averages by decade

DecadeAverage LowestHighest Years
2000s 13.2% 11.5% 14.9% 9
2010s 15.8% 13.9% 18.1% 10
2020s 18.3% 17.2% 19.0% 6

Countries ranked near Late-demographic dividend

  1. 17 Czechia 51.3% compare
  2. 18 Malawi 48.7% compare
  3. 19 Comoros 47.0% compare
  4. 20 Guinea 46.2% compare
  5. 21 Venezuela, Bolivarian Republic of 46.0% compare
  6. 22 Suriname 45.5% compare
  7. 23 Cape Verde 44.5% compare

See the full ranking of 191 places →

More financial sector data for Late-demographic dividend

All data for Late-demographic dividend →

Frequently asked questions

What is bank liquid reserves to bank assets ratio in Late-demographic dividend?
Bank liquid reserves to bank assets ratio in Late-demographic dividend was 17.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest bank liquid reserves to bank assets ratio recorded in Late-demographic dividend?
The highest recorded value was 19.0% in 2020.
What is the lowest bank liquid reserves to bank assets ratio recorded in Late-demographic dividend?
The lowest recorded value was 11.5% in 2008.
How does Late-demographic dividend rank for bank liquid reserves to bank assets ratio?
Late-demographic dividend ranks 20th out of 39 groups with data for 2025.
Is bank liquid reserves to bank assets ratio rising or falling in Late-demographic dividend?
Over the last ten years it is up 1.4%. The long-run trend across the full record is rising.
Where does this Late-demographic dividend data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.

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Bank liquid reserves to bank assets ratio in Late-demographic dividend. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 12 September 2026, from https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/late-demographic-dividend/

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About this data

Indicator
Bank liquid reserves to bank assets ratio (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 4,390 data points, 2001–2025
Last refreshed

Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.