Bank liquid reserves to bank assets ratio in New Zealand
New Zealand: Bank liquid reserves to bank assets ratio was 5.3% in 2025. ◆ Volatile
Bank liquid reserves to bank assets ratio in New Zealand, 2013–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
New Zealand recorded 5.3% for bank liquid reserves to bank assets ratio in 2025.
The figure is down 15.2% on the previous year and up 124.8% over ten years.
Over the whole period, bank liquid reserves to bank assets ratio in New Zealand peaked at 10.0% in 2022 and was at its lowest, 1.8%, in 2018.
That places New Zealand 137th out of 152 countries with data for 2025, putting it in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Bank liquid reserves to bank assets ratio in New Zealand, year by year
| Year | % | Change |
|---|---|---|
| 2013 | 2.5% | — |
| 2014 | 2.6% | +7.2% |
| 2015 | 2.4% | -11.0% |
| 2016 | 2.7% | +12.8% |
| 2017 | 2.9% | +7.5% |
| 2018 | 1.8% | -35.5% |
| 2019 | 1.9% | +0.7% |
| 2020 | 5.6% | +200.2% |
| 2021 | 8.0% | +44.1% |
| 2022 | 10.0% | +24.7% |
| 2023 | 8.2% | -17.8% |
| 2024 | 6.2% | -24.1% |
| 2025 | 5.3% | -15.2% |
New Zealand compared with similar countries
- New Zealand's 5.3% is below the median for high income countries, which is 10.8%, 49% of the median. (35 countries reporting)
- New Zealand's 5.3% is below the median for East Asia & Pacific, which is 17.0%, 31% of the median. (20 countries reporting)
Biggest year-on-year movements
Years where Bank liquid reserves to bank assets ratio in New Zealand changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2020 | +200.2% | 1.9% | 5.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 2.4% | 1.8% | 2.9% | 7 |
| 2020s | 7.2% | 5.3% | 10.0% | 6 |
Countries ranked near New Zealand
More financial sector data for New Zealand
- Reserve position in the IMF, US dollar, annual growth rate 6.51 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 81.16 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 1.42 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 59.26 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 6.51 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 81.16 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 1.42 % change on previous year (2025)
Frequently asked questions
- What is bank liquid reserves to bank assets ratio in New Zealand?
- Bank liquid reserves to bank assets ratio in New Zealand was 5.3% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest bank liquid reserves to bank assets ratio recorded in New Zealand?
- The highest recorded value was 10.0% in 2022.
- What is the lowest bank liquid reserves to bank assets ratio recorded in New Zealand?
- The lowest recorded value was 1.8% in 2018.
- How does New Zealand rank for bank liquid reserves to bank assets ratio?
- New Zealand ranks 137th out of 152 countries with data for 2025.
- Is bank liquid reserves to bank assets ratio rising or falling in New Zealand?
- Over the last ten years it is up 124.8%. The long-run trend across the full record is volatile.
- Where does this New Zealand data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.