Bank liquid reserves to bank assets ratio in Nigeria

Nigeria: Bank liquid reserves to bank assets ratio was 54.9% in 2023. ◆ Volatile

Latest (2023)
54.9%
Change on year
down 13.2%
World rank
14th
of 152 countries
All-time high
69.1%
in 2020
All-time low
5.8%
in 2009
Years of data
23
2001–2023

Bank liquid reserves to bank assets ratio in Nigeria, 2001–2023

02040602001201220232001: 22.9 %2002: 22.8 %2003: 20.7 %2004: 17.3 %2005: 20.2 %2006: 14.1 %2007: 22.3 %2008: 12.9 %2009: 5.8 %2010: 7.8 %2011: 18.1 %2012: 17.2 %2013: 32.5 %2014: 36 %2015: 33.8 %2016: 26.8 %2017: 40.4 %2018: 52.7 %2019: 55.2 %2020: 69.1 %2021: 64.5 %2022: 63.2 %2023: 54.9 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

Nigeria recorded 54.9% for bank liquid reserves to bank assets ratio in 2023.

That represents a change of down 13.2% on the previous year and up 68.9% over ten years.

Over the whole period, bank liquid reserves to bank assets ratio in Nigeria peaked at 69.1% in 2020 and was at its lowest, 5.8%, in 2009.

That places Nigeria 14th out of 152 countries with data for 2023, putting it in the top 10%.

The series is highly variable year to year, so single readings are best treated with caution.

Bank liquid reserves to bank assets ratio in Nigeria, year by year

Annual values for Bank liquid reserves to bank assets ratio (%) in Nigeria, 2001 to 2023.
Year % Change
2001 22.9%
2002 22.8% -0.8%
2003 20.7% -9.2%
2004 17.3% -16.3%
2005 20.2% +16.7%
2006 14.1% -30.3%
2007 22.3% +58.3%
2008 12.9% -42.0%
2009 5.8% -54.9%
2010 7.8% +33.8%
2011 18.1% +131.7%
2012 17.2% -4.8%
2013 32.5% +88.8%
2014 36.0% +10.8%
2015 33.8% -6.2%
2016 26.8% -20.5%
2017 40.4% +50.4%
2018 52.7% +30.6%
2019 55.2% +4.6%
2020 69.1% +25.2%
2021 64.5% -6.5%
2022 63.2% -2.0%
2023 54.9% -13.2%

Averages by decade

DecadeAverage LowestHighest Years
2000s 17.7% 5.8% 22.9% 9
2010s 32.0% 7.8% 55.2% 10
2020s 62.9% 54.9% 69.1% 4

Countries ranked near Nigeria

  1. 11 Sao Tome and Principe 61.7% compare
  2. 12 Mongolia 56.8% compare
  3. 13 Ukraine 56.0% compare
  4. 15 Iraq 53.8% compare
  5. 16 Tajikistan 53.3% compare
  6. 17 Czechia 51.3% compare

See the full ranking of 191 places →

More financial sector data for Nigeria

All data for Nigeria →

Frequently asked questions

What is bank liquid reserves to bank assets ratio in Nigeria?
Bank liquid reserves to bank assets ratio in Nigeria was 54.9% in 2023, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest bank liquid reserves to bank assets ratio recorded in Nigeria?
The highest recorded value was 69.1% in 2020.
What is the lowest bank liquid reserves to bank assets ratio recorded in Nigeria?
The lowest recorded value was 5.8% in 2009.
How does Nigeria rank for bank liquid reserves to bank assets ratio?
Nigeria ranks 14th out of 152 countries with data for 2023.
Is bank liquid reserves to bank assets ratio rising or falling in Nigeria?
Over the last ten years it is up 68.9%. The long-run trend across the full record is volatile.
Where does this Nigeria data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.

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Bank liquid reserves to bank assets ratio in Nigeria. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/nigeria/

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About this data

Indicator
Bank liquid reserves to bank assets ratio (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 4,390 data points, 2001–2025
Last refreshed

Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.