Bank liquid reserves to bank assets ratio in North Macedonia

North Macedonia: Bank liquid reserves to bank assets ratio was 23.9% in 2025. ▲ Rising

Latest (2025)
23.9%
Change on year
down 11.3%
World rank
56th
of 152 countries
All-time high
29.1%
in 2019
All-time low
7.2%
in 2001
Years of data
25
2001–2025

Bank liquid reserves to bank assets ratio in North Macedonia, 2001–2025

510152025302001201320252001: 7.2 %2002: 8.3 %2003: 13.7 %2004: 12.1 %2005: 18.7 %2006: 18.6 %2007: 24.4 %2008: 21.3 %2009: 21.3 %2010: 24.9 %2011: 26.6 %2012: 24.8 %2013: 22.1 %2014: 24.1 %2015: 21 %2016: 23.8 %2017: 22.4 %2018: 24.4 %2019: 29.1 %2020: 25.2 %2021: 24.7 %2022: 24.3 %2023: 28.5 %2024: 26.9 %2025: 23.9 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

North Macedonia recorded 23.9% for bank liquid reserves to bank assets ratio in 2025.

Compared with earlier readings it is down 11.3% on the previous year and up 13.9% over ten years.

Over the whole period, bank liquid reserves to bank assets ratio in North Macedonia peaked at 29.1% in 2019 and was at its lowest, 7.2%, in 2001.

North Macedonia ranks 56th of 152 countries on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 25 years of available data.

Bank liquid reserves to bank assets ratio in North Macedonia, year by year

Annual values for Bank liquid reserves to bank assets ratio (%) in North Macedonia, 2001 to 2025.
Year % Change
2001 7.2%
2002 8.3% +15.6%
2003 13.7% +65.7%
2004 12.1% -12.0%
2005 18.7% +54.3%
2006 18.6% -0.3%
2007 24.4% +31.1%
2008 21.3% -12.8%
2009 21.3% +0.1%
2010 24.9% +17.3%
2011 26.6% +6.6%
2012 24.8% -6.9%
2013 22.1% -10.6%
2014 24.1% +8.7%
2015 21.0% -12.8%
2016 23.8% +13.5%
2017 22.4% -5.9%
2018 24.4% +8.7%
2019 29.1% +19.6%
2020 25.2% -13.5%
2021 24.7% -1.9%
2022 24.3% -1.7%
2023 28.5% +17.6%
2024 26.9% -5.7%
2025 23.9% -11.3%

Averages by decade

DecadeAverage LowestHighest Years
2000s 16.2% 7.2% 24.4% 9
2010s 24.3% 21.0% 29.1% 10
2020s 25.6% 23.9% 28.5% 6

Countries ranked near North Macedonia

  1. 53 Equatorial Guinea 24.7% compare
  2. 54 Bosnia and Herzegovina 24.3% compare
  3. 55 Belize 24.0% compare
  4. 57 Argentina 23.8% compare
  5. 58 Honduras 23.7% compare
  6. 59 Eswatini 23.6% compare

See the full ranking of 191 places →

More financial sector data for North Macedonia

All data for North Macedonia →

Frequently asked questions

What is bank liquid reserves to bank assets ratio in North Macedonia?
Bank liquid reserves to bank assets ratio in North Macedonia was 23.9% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest bank liquid reserves to bank assets ratio recorded in North Macedonia?
The highest recorded value was 29.1% in 2019.
What is the lowest bank liquid reserves to bank assets ratio recorded in North Macedonia?
The lowest recorded value was 7.2% in 2001.
How does North Macedonia rank for bank liquid reserves to bank assets ratio?
North Macedonia ranks 56th out of 152 countries with data for 2025.
Is bank liquid reserves to bank assets ratio rising or falling in North Macedonia?
Over the last ten years it is up 13.9%. The long-run trend across the full record is rising.
Where does this North Macedonia data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 25 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

Share, cite or embed this page

Cite this page

Bank liquid reserves to bank assets ratio in North Macedonia. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/north-macedonia/

Embed or link this data

Paste this into a page to link back to these figures. The data itself is free to reuse under CC BY 4.0 (World Bank Open Data); please keep the attribution.

<a href="https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/north-macedonia/">Bank liquid reserves to bank assets ratio in North Macedonia</a> — Statizoid

About this data

Indicator
Bank liquid reserves to bank assets ratio (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 4,390 data points, 2001–2025
Last refreshed

Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.