Bank liquid reserves to bank assets ratio in Romania

Romania: Bank liquid reserves to bank assets ratio was 19.9% in 2025. ◆ Volatile

Latest (2025)
19.9%
Change on year
up 8.6%
World rank
70th
of 152 countries
All-time high
77.2%
in 2005
All-time low
16.8%
in 2018
Years of data
25
2001–2025

Bank liquid reserves to bank assets ratio in Romania, 2001–2025

204060802001201320252001: 51.5 %2002: 65.6 %2003: 50 %2004: 67.1 %2005: 77.2 %2006: 57.9 %2007: 43.4 %2008: 36.9 %2009: 27.8 %2010: 25.1 %2011: 23.6 %2012: 21.1 %2013: 24.1 %2014: 22 %2015: 22.1 %2016: 20.9 %2017: 21.8 %2018: 16.8 %2019: 17 %2020: 16.9 %2021: 17.2 %2022: 18.4 %2023: 25.5 %2024: 18.3 %2025: 19.9 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for bank liquid reserves to bank assets ratio in Romania is 19.9%, measured in 2025.

Compared with earlier readings it is up 8.6% on the previous year and down 10.0% over ten years.

Over the whole period, bank liquid reserves to bank assets ratio in Romania peaked at 77.2% in 2005 and was at its lowest, 16.8%, in 2018.

Romania ranks 70th of 152 countries on this measure, in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Bank liquid reserves to bank assets ratio in Romania, year by year

Annual values for Bank liquid reserves to bank assets ratio (%) in Romania, 2001 to 2025.
Year % Change
2001 51.5%
2002 65.6% +27.4%
2003 50.0% -23.7%
2004 67.1% +34.2%
2005 77.2% +15.0%
2006 57.9% -25.0%
2007 43.4% -25.2%
2008 36.9% -14.8%
2009 27.8% -24.7%
2010 25.1% -9.8%
2011 23.6% -5.7%
2012 21.1% -10.6%
2013 24.1% +14.0%
2014 22.0% -8.8%
2015 22.1% +0.6%
2016 20.9% -5.6%
2017 21.8% +4.6%
2018 16.8% -23.2%
2019 17.0% +1.0%
2020 16.9% -0.6%
2021 17.2% +2.0%
2022 18.4% +7.2%
2023 25.5% +38.1%
2024 18.3% -28.1%
2025 19.9% +8.6%

Averages by decade

DecadeAverage LowestHighest Years
2000s 53.0% 27.8% 77.2% 9
2010s 21.4% 16.8% 25.1% 10
2020s 19.4% 16.9% 25.5% 6

Countries ranked near Romania

  1. 67 Côte d'Ivoire 20.4% compare
  2. 68 Algeria 20.1% compare
  3. 69 Cambodia 20.1% compare
  4. 71 Indonesia 19.5% compare
  5. 72 Jamaica 19.3% compare
  6. 73 Kazakhstan 18.9% compare

See the full ranking of 191 places →

More financial sector data for Romania

All data for Romania →

Frequently asked questions

What is bank liquid reserves to bank assets ratio in Romania?
Bank liquid reserves to bank assets ratio in Romania was 19.9% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest bank liquid reserves to bank assets ratio recorded in Romania?
The highest recorded value was 77.2% in 2005.
What is the lowest bank liquid reserves to bank assets ratio recorded in Romania?
The lowest recorded value was 16.8% in 2018.
How does Romania rank for bank liquid reserves to bank assets ratio?
Romania ranks 70th out of 152 countries with data for 2025.
Is bank liquid reserves to bank assets ratio rising or falling in Romania?
Over the last ten years it is down 10.0%. The long-run trend across the full record is volatile.
Where does this Romania data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.

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Bank liquid reserves to bank assets ratio in Romania. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 07 September 2026, from https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/romania/

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About this data

Indicator
Bank liquid reserves to bank assets ratio (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 4,390 data points, 2001–2025
Last refreshed

Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.