Bank liquid reserves to bank assets ratio in Sub-Saharan Africa (excluding high income)

Sub-Saharan Africa (excluding high income): Bank liquid reserves to bank assets ratio was 15.3% in 2025. ▬ Flat

Latest (2025)
15.3%
Change on year
up 0.4%
Rank
31st
of 39 groups
All-time high
21.0%
in 2013
All-time low
15.1%
in 2001
Years of data
25
2001–2025

Bank liquid reserves to bank assets ratio in Sub-Saharan Africa (excluding high income), 2001–2025

051015202001201320252001: 15.1 %2002: 17.2 %2003: 16.9 %2004: 18.1 %2005: 18.9 %2006: 17.6 %2007: 19.4 %2008: 17.5 %2009: 19 %2010: 19.2 %2011: 17 %2012: 18.4 %2013: 21 %2014: 19.5 %2015: 18.6 %2016: 18.4 %2017: 19.3 %2018: 18.3 %2019: 18.8 %2020: 18.6 %2021: 18.9 %2022: 17 %2023: 15.7 %2024: 15.2 %2025: 15.3 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

Sub-Saharan Africa (excluding high income) recorded 15.3% for bank liquid reserves to bank assets ratio in 2025.

The figure is up 0.4% on the previous year and down 17.9% over ten years.

Over the whole period, bank liquid reserves to bank assets ratio in Sub-Saharan Africa (excluding high income) peaked at 21.0% in 2013 and was at its lowest, 15.1%, in 2001.

That places Sub-Saharan Africa (excluding high income) 31st out of 39 groups with data for 2025, putting it in the bottom quarter.

Bank liquid reserves to bank assets ratio in Sub-Saharan Africa (excluding high income), year by year

Annual values for Bank liquid reserves to bank assets ratio (%) in Sub-Saharan Africa (excluding high income), 2001 to 2025.
Year % Change
2001 15.1%
2002 17.2% +13.7%
2003 16.9% -1.9%
2004 18.1% +7.4%
2005 18.9% +4.0%
2006 17.6% -6.6%
2007 19.4% +10.3%
2008 17.5% -9.8%
2009 19.0% +8.6%
2010 19.2% +0.6%
2011 17.0% -11.1%
2012 18.4% +8.1%
2013 21.0% +14.4%
2014 19.5% -7.5%
2015 18.6% -4.4%
2016 18.4% -1.0%
2017 19.3% +4.5%
2018 18.3% -5.2%
2019 18.8% +3.2%
2020 18.6% -1.4%
2021 18.9% +1.5%
2022 17.0% -9.9%
2023 15.7% -7.8%
2024 15.2% -2.8%
2025 15.3% +0.4%

Averages by decade

DecadeAverage LowestHighest Years
2000s 17.8% 15.1% 19.4% 9
2010s 18.8% 17.0% 21.0% 10
2020s 16.8% 15.2% 18.9% 6

Countries ranked near Sub-Saharan Africa (excluding high income)

  1. 28 Angola 36.5% compare
  2. 29 Dominican Republic 35.0% compare
  3. 30 Zimbabwe 34.6% compare
  4. 31 Serbia 33.2% compare
  5. 32 Papua New Guinea 33.2% compare
  6. 33 Maldives 31.5% compare
  7. 34 Hungary 31.3% compare

See the full ranking of 191 places →

More financial sector data for Sub-Saharan Africa (excluding high income)

All data for Sub-Saharan Africa (excluding high income) →

Frequently asked questions

What is bank liquid reserves to bank assets ratio in Sub-Saharan Africa (excluding high income)?
Bank liquid reserves to bank assets ratio in Sub-Saharan Africa (excluding high income) was 15.3% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest bank liquid reserves to bank assets ratio recorded in Sub-Saharan Africa (excluding high income)?
The highest recorded value was 21.0% in 2013.
What is the lowest bank liquid reserves to bank assets ratio recorded in Sub-Saharan Africa (excluding high income)?
The lowest recorded value was 15.1% in 2001.
How does Sub-Saharan Africa (excluding high income) rank for bank liquid reserves to bank assets ratio?
Sub-Saharan Africa (excluding high income) ranks 31st out of 39 groups with data for 2025.
Is bank liquid reserves to bank assets ratio rising or falling in Sub-Saharan Africa (excluding high income)?
Over the last ten years it is down 17.9%. The long-run trend across the full record is flat.
Where does this Sub-Saharan Africa (excluding high income) data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.

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Bank liquid reserves to bank assets ratio in Sub-Saharan Africa (excluding high income). Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/sub-saharan-africa-excluding-high-income/

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About this data

Indicator
Bank liquid reserves to bank assets ratio (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 4,390 data points, 2001–2025
Last refreshed

Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.