Bank liquid reserves to bank assets ratio in United States of America
United States of America: Bank liquid reserves to bank assets ratio was 12.1% in 2025. ◆ Volatile
Bank liquid reserves to bank assets ratio in United States of America, 2001–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank liquid reserves to bank assets ratio in United States of America is 12.1%, measured in 2025.
The figure is down 15.0% on the previous year and down 14.0% over ten years.
Over the whole period, bank liquid reserves to bank assets ratio in United States of America peaked at 22.4% in 2021 and was at its lowest, 0.6%, in 2007.
United States of America ranks 106th of 152 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Bank liquid reserves to bank assets ratio in United States of America, year by year
| Year | % | Change |
|---|---|---|
| 2001 | 0.8% | — |
| 2002 | 0.8% | +4.2% |
| 2003 | 0.8% | -5.2% |
| 2004 | 0.7% | -10.9% |
| 2005 | 0.7% | -3.4% |
| 2006 | 0.6% | -6.9% |
| 2007 | 0.6% | -1.2% |
| 2008 | 6.0% | +866.9% |
| 2009 | 7.0% | +17.2% |
| 2010 | 7.1% | +2.1% |
| 2011 | 11.2% | +57.2% |
| 2012 | 10.6% | -5.6% |
| 2013 | 15.7% | +48.3% |
| 2014 | 16.6% | +5.4% |
| 2015 | 14.0% | -15.5% |
| 2016 | 12.4% | -11.7% |
| 2017 | 12.7% | +2.6% |
| 2018 | 9.7% | -23.7% |
| 2019 | 9.1% | -5.7% |
| 2020 | 15.5% | +69.5% |
| 2021 | 22.4% | +44.5% |
| 2022 | 19.1% | -14.7% |
| 2023 | 16.6% | -13.3% |
| 2024 | 14.2% | -14.4% |
| 2025 | 12.1% | -15.0% |
United States of America compared with similar countries
- United States of America's 12.1% is above the median for high income countries, which is 10.8%, 1.1× the median. (35 countries reporting)
Biggest year-on-year movements
Years where Bank liquid reserves to bank assets ratio in United States of America changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2008 | +866.9% | 0.6% | 6.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.0% | 0.6% | 7.0% | 9 |
| 2010s | 11.9% | 7.1% | 16.6% | 10 |
| 2020s | 16.6% | 12.1% | 22.4% | 6 |
Countries ranked near United States of America
- 103 Trinidad and Tobago 12.3% compare
- 104 Central African Republic 12.2% compare
- 105 Mauritius 12.2% compare
- 107 Antigua and Barbuda 11.6% compare
- 108 Palestine, State of 11.0% compare
- 109 Saint Kitts and Nevis 10.8% compare
More financial sector data for United States of America
- Reserve position in the IMF, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 89.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 12.2 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 65.46 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 89.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 12.2 % change on previous year (2025)
Frequently asked questions
- What is bank liquid reserves to bank assets ratio in United States of America?
- Bank liquid reserves to bank assets ratio in United States of America was 12.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest bank liquid reserves to bank assets ratio recorded in United States of America?
- The highest recorded value was 22.4% in 2021.
- What is the lowest bank liquid reserves to bank assets ratio recorded in United States of America?
- The lowest recorded value was 0.6% in 2007.
- How does United States of America rank for bank liquid reserves to bank assets ratio?
- United States of America ranks 106th out of 152 countries with data for 2025.
- Is bank liquid reserves to bank assets ratio rising or falling in United States of America?
- Over the last ten years it is down 14.0%. The long-run trend across the full record is volatile.
- Where does this United States of America data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.