Bank liquid reserves to bank assets ratio in Zambia
Zambia: Bank liquid reserves to bank assets ratio was 42.4% in 2025. ▲ Rising
Bank liquid reserves to bank assets ratio in Zambia, 2001–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Zambia recorded 42.4% for bank liquid reserves to bank assets ratio in 2025.
That represents a change of down 1.5% on the previous year and up 44.1% over ten years.
Over the whole period, bank liquid reserves to bank assets ratio in Zambia peaked at 43.1% in 2024 and was at its lowest, 14.4%, in 2018.
That places Zambia 24th out of 152 countries with data for 2025, putting it in the top quarter.
The long-run direction has been consistently rising across the 25 years of available data.
Bank liquid reserves to bank assets ratio in Zambia, year by year
| Year | % | Change |
|---|---|---|
| 2001 | 23.1% | — |
| 2002 | 31.6% | +36.4% |
| 2003 | 30.5% | -3.5% |
| 2004 | 29.5% | -3.2% |
| 2005 | 39.3% | +33.4% |
| 2006 | 38.6% | -1.8% |
| 2007 | 28.0% | -27.5% |
| 2008 | 27.8% | -0.7% |
| 2009 | 29.2% | +5.0% |
| 2010 | 38.9% | +33.0% |
| 2011 | 17.2% | -55.9% |
| 2012 | 25.9% | +51.2% |
| 2013 | 28.4% | +9.7% |
| 2014 | 31.9% | +12.3% |
| 2015 | 29.5% | -7.8% |
| 2016 | 35.4% | +20.0% |
| 2017 | 20.8% | -41.3% |
| 2018 | 14.4% | -30.4% |
| 2019 | 18.9% | +30.7% |
| 2020 | 23.0% | +21.8% |
| 2021 | 34.4% | +49.6% |
| 2022 | 32.4% | -5.9% |
| 2023 | 38.4% | +18.6% |
| 2024 | 43.1% | +12.1% |
| 2025 | 42.4% | -1.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 30.9% | 23.1% | 39.3% | 9 |
| 2010s | 26.1% | 14.4% | 38.9% | 10 |
| 2020s | 35.6% | 23.0% | 43.1% | 6 |
Countries ranked near Zambia
More financial sector data for Zambia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0011 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0008 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0011 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank liquid reserves to bank assets ratio in Zambia?
- Bank liquid reserves to bank assets ratio in Zambia was 42.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest bank liquid reserves to bank assets ratio recorded in Zambia?
- The highest recorded value was 43.1% in 2024.
- What is the lowest bank liquid reserves to bank assets ratio recorded in Zambia?
- The lowest recorded value was 14.4% in 2018.
- How does Zambia rank for bank liquid reserves to bank assets ratio?
- Zambia ranks 24th out of 152 countries with data for 2025.
- Is bank liquid reserves to bank assets ratio rising or falling in Zambia?
- Over the last ten years it is up 44.1%. The long-run trend across the full record is rising.
- Where does this Zambia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.