Bank net interest margin (%) in Hong Kong
Hong Kong: Bank net interest margin (%) was 1.1% in 2021. ▼ Falling
Bank net interest margin in Hong Kong, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank net interest margin in Hong Kong stood at 1.1%.
Compared with earlier readings it is down 12.7% on the previous year and down 51.7% over ten years.
Over the whole period, bank net interest margin in Hong Kong peaked at 4.7% in 2002 and was at its lowest, 0.7%, in 2014.
Hong Kong ranks 149th of 166 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin (%) in Hong Kong, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 1.9% | — |
| 2001 | 1.6% | -14.7% |
| 2002 | 4.7% | +191.1% |
| 2003 | 2.3% | -50.6% |
| 2004 | 0.9% | -60.0% |
| 2005 | 2.5% | +168.8% |
| 2006 | 2.2% | -10.0% |
| 2007 | 3.1% | +37.5% |
| 2008 | 3.1% | +2.2% |
| 2009 | 2.6% | -16.1% |
| 2010 | 2.4% | -9.0% |
| 2011 | 2.3% | -4.3% |
| 2012 | 1.1% | -49.9% |
| 2013 | 0.8% | -29.9% |
| 2014 | 0.7% | -10.1% |
| 2015 | 1.5% | +111.3% |
| 2016 | 1.4% | -6.1% |
| 2017 | 1.5% | +6.3% |
| 2018 | 1.6% | +7.4% |
| 2019 | 1.6% | -2.6% |
| 2020 | 1.3% | -20.6% |
| 2021 | 1.1% | -12.7% |
Hong Kong compared with similar countries
- Hong Kong's 1.1% is below the median for high income countries, which is 1.9%, 57% of the median. (62 countries reporting)
- Hong Kong's 1.1% is below the median for East Asia & Pacific, which is 2.0%, 54% of the median. (18 countries reporting)
Biggest year-on-year movements
Years where Bank net interest margin (%) in Hong Kong changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2002 | +191.1% | 1.6% | 4.7% |
| 2005 | +168.8% | 0.9% | 2.5% |
| 2015 | +111.3% | 0.7% | 1.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.5% | 0.9% | 4.7% | 10 |
| 2010s | 1.5% | 0.7% | 2.4% | 10 |
| 2020s | 1.2% | 1.1% | 1.3% | 2 |
Countries ranked near Hong Kong
More financial sector data for Hong Kong
- Reserves excluding gold, foreign exchange (SDR), annual growth rate -3.35 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.7308 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 41,641 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate -0.454 % change on previous year (2023)
- Reserves excluding gold (SDR), per capita 42,075 SDR per person (2023)
- Total reserves (gold at market value) (SDR), annual growth rate -0.4501 % change on previous year (2023)
- Total reserves (gold at market value) (SDR), per capita 42,088 SDR per person (2023)
- Total reserves (gold at national valuation) (SDR), annual growth rate -0.4504 % change on previous year (2023)
- Total reserves (gold at national valuation) (SDR), per capita 42,088 SDR per person (2023)
- Total reserves in months of imports, annual growth rate -0.5027 % change on previous year (2023)
Frequently asked questions
- What is bank net interest margin in Hong Kong?
- Bank net interest margin in Hong Kong was 1.1% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Hong Kong?
- The highest recorded value was 4.7% in 2002.
- What is the lowest bank net interest margin recorded in Hong Kong?
- The lowest recorded value was 0.7% in 2014.
- How does Hong Kong rank for bank net interest margin?
- Hong Kong ranks 149th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Hong Kong?
- Over the last ten years it is down 51.7%. The long-run trend across the full record is falling.
- Where does this Hong Kong data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.