Bank net interest margin (%) in Malawi
Malawi: Bank net interest margin (%) was 7.3% in 2021. ▼ Falling
Bank net interest margin in Malawi, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank net interest margin in Malawi stood at 7.3%. That is the lowest value across all 22 years on record.
That represents a change of down 24.5% on the previous year and down 35.6% over ten years.
Over the whole period, bank net interest margin in Malawi peaked at 15.4% in 2001 and was at its lowest, 7.3%, in 2021.
That places Malawi 16th out of 166 countries with data for 2021, putting it in the top 10%.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin (%) in Malawi, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 12.9% | — |
| 2001 | 15.4% | +19.7% |
| 2002 | 13.8% | -10.6% |
| 2003 | 15.0% | +8.4% |
| 2004 | 14.2% | -4.9% |
| 2005 | 12.6% | -11.1% |
| 2006 | 10.9% | -14.1% |
| 2007 | 12.5% | +14.7% |
| 2008 | 12.9% | +3.7% |
| 2009 | 12.4% | -3.9% |
| 2010 | 12.0% | -3.2% |
| 2011 | 11.3% | -6.3% |
| 2012 | 8.7% | -22.8% |
| 2013 | 13.9% | +59.6% |
| 2014 | 14.1% | +1.6% |
| 2015 | 12.2% | -13.8% |
| 2016 | 13.3% | +9.0% |
| 2017 | 12.0% | -9.7% |
| 2018 | 10.0% | -16.1% |
| 2019 | 10.0% | -0.8% |
| 2020 | 9.6% | -3.6% |
| 2021 | 7.3% | -24.5% |
Malawi compared with similar countries
- Malawi's 7.3% is above the median for low income countries, which is 5.4%, 1.3× the median. (18 countries reporting)
- Malawi's 7.3% is above the median for Sub-Saharan Africa, which is 4.4%, 1.6× the median. (38 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 13.3% | 10.9% | 15.4% | 10 |
| 2010s | 11.7% | 8.7% | 14.1% | 10 |
| 2020s | 8.4% | 7.3% | 9.6% | 2 |
Countries ranked near Malawi
More financial sector data for Malawi
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0002 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.1505 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0002 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.1099 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0002 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.1505 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Malawi?
- Bank net interest margin in Malawi was 7.3% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Malawi?
- The highest recorded value was 15.4% in 2001.
- What is the lowest bank net interest margin recorded in Malawi?
- The lowest recorded value was 7.3% in 2021.
- How does Malawi rank for bank net interest margin?
- Malawi ranks 16th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Malawi?
- Over the last ten years it is down 35.6%. The long-run trend across the full record is falling.
- Where does this Malawi data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.