Bank net interest margin (%) in Portugal
Portugal: Bank net interest margin (%) was 1.2% in 2021. ▼ Falling
Bank net interest margin in Portugal, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank net interest margin in Portugal is 1.2%, measured in 2021.
Compared with earlier readings it is down 11.5% on the previous year and down 8.6% over ten years.
Over the whole period, bank net interest margin in Portugal peaked at 2.8% in 2005 and was at its lowest, 0.9%, in 2014.
That places Portugal 144th out of 166 countries with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin (%) in Portugal, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 1.4% | — |
| 2001 | 1.6% | +17.9% |
| 2002 | 1.0% | -38.2% |
| 2003 | 1.4% | +39.9% |
| 2004 | 1.4% | +0.5% |
| 2005 | 2.8% | +96.1% |
| 2006 | 2.2% | -19.5% |
| 2007 | 2.1% | -7.1% |
| 2008 | 1.8% | -12.3% |
| 2009 | 1.9% | +1.6% |
| 2010 | 1.3% | -31.1% |
| 2011 | 1.4% | +6.6% |
| 2012 | 1.0% | -23.4% |
| 2013 | 0.9% | -11.5% |
| 2014 | 0.9% | -1.7% |
| 2015 | 1.0% | +6.8% |
| 2016 | 1.1% | +17.3% |
| 2017 | 1.3% | +17.7% |
| 2018 | 1.4% | +1.5% |
| 2019 | 1.5% | +7.4% |
| 2020 | 1.4% | -3.5% |
| 2021 | 1.2% | -11.5% |
Portugal compared with similar countries
- Portugal's 1.2% is below the median for high income countries, which is 1.9%, 65% of the median. (62 countries reporting)
- Portugal's 1.2% is below the median for Europe & Central Asia, which is 2.0%, 62% of the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 1.8% | 1.0% | 2.8% | 10 |
| 2010s | 1.2% | 0.9% | 1.5% | 10 |
| 2020s | 1.3% | 1.2% | 1.4% | 2 |
Countries ranked near Portugal
More financial sector data for Portugal
- Reserve position in the IMF, US dollar, annual growth rate 19.33 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 67.16 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 13.63 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0015 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 49.04 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 19.33 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 67.16 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 13.63 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Portugal?
- Bank net interest margin in Portugal was 1.2% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Portugal?
- The highest recorded value was 2.8% in 2005.
- What is the lowest bank net interest margin recorded in Portugal?
- The lowest recorded value was 0.9% in 2014.
- How does Portugal rank for bank net interest margin?
- Portugal ranks 144th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Portugal?
- Over the last ten years it is down 8.6%. The long-run trend across the full record is falling.
- Where does this Portugal data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.