Bank net interest margin (%) in Saudi Arabia
Saudi Arabia: Bank net interest margin (%) was 2.7% in 2021. ▼ Falling
Bank net interest margin in Saudi Arabia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Saudi Arabia recorded 2.7% for bank net interest margin in 2021.
The figure is down 8.7% on the previous year and down 5.2% over ten years.
Over the whole period, bank net interest margin in Saudi Arabia peaked at 3.7% in 2002 and was at its lowest, 2.6%, in 2015.
That places Saudi Arabia 94th out of 166 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin (%) in Saudi Arabia, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 3.3% | — |
| 2001 | 3.6% | +7.3% |
| 2002 | 3.7% | +2.7% |
| 2003 | 3.5% | -4.7% |
| 2004 | 3.5% | +0.6% |
| 2005 | 3.6% | +0.5% |
| 2006 | 3.7% | +3.7% |
| 2007 | 3.5% | -4.2% |
| 2008 | 3.3% | -7.8% |
| 2009 | 3.1% | -5.8% |
| 2010 | 2.9% | -4.7% |
| 2011 | 2.9% | -1.9% |
| 2012 | 2.8% | -3.7% |
| 2013 | 2.7% | -1.3% |
| 2014 | 2.7% | -1.7% |
| 2015 | 2.6% | -3.2% |
| 2016 | 2.7% | +5.6% |
| 2017 | 3.0% | +9.1% |
| 2018 | 3.3% | +9.1% |
| 2019 | 3.3% | +1.1% |
| 2020 | 3.0% | -9.6% |
| 2021 | 2.7% | -8.7% |
Saudi Arabia compared with similar countries
- Saudi Arabia's 2.7% is above the median for high income countries, which is 1.9%, 1.4× the median. (62 countries reporting)
- Saudi Arabia's 2.7% is above the median for Middle East, North Africa, Afghanistan & Pakistan, which is 2.4%, 1.1× the median. (21 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.5% | 3.1% | 3.7% | 10 |
| 2010s | 2.9% | 2.6% | 3.3% | 10 |
| 2020s | 2.8% | 2.7% | 3.0% | 2 |
Countries ranked near Saudi Arabia
More financial sector data for Saudi Arabia
- Reserve position in the IMF, US dollar, annual growth rate 6.5 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 93.38 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 1.42 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 68.19 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 6.5 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 93.38 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 1.42 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Saudi Arabia?
- Bank net interest margin in Saudi Arabia was 2.7% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Saudi Arabia?
- The highest recorded value was 3.7% in 2002.
- What is the lowest bank net interest margin recorded in Saudi Arabia?
- The lowest recorded value was 2.6% in 2015.
- How does Saudi Arabia rank for bank net interest margin?
- Saudi Arabia ranks 94th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Saudi Arabia?
- Over the last ten years it is down 5.2%. The long-run trend across the full record is falling.
- Where does this Saudi Arabia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.