Bank net interest margin in Saudi Arabia
Saudi Arabia: Bank net interest margin was 2.7% in 2021. ▼ Falling
Bank net interest margin in Saudi Arabia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Saudi Arabia recorded 2.7% for bank net interest margin in 2021.
The figure is down 8.7% on the previous year and down 5.2% over ten years.
Over the whole period, bank net interest margin in Saudi Arabia peaked at 3.7% in 2002 and was at its lowest, 2.6%, in 2015.
That places Saudi Arabia 94th out of 165 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.5% | 3.1% | 3.7% | 10 |
| 2010s | 2.9% | 2.6% | 3.3% | 10 |
| 2020s | 2.8% | 2.7% | 3.0% | 2 |
Countries ranked near Saudi Arabia
More financial sector data for Saudi Arabia
- Domestic credit to private sector by banks 64.3% (2025)
- Total reserves in months of imports 15.59 (2025)
- Net domestic credit 1.00 trillion current LCU (2017)
- Net foreign assets 2.00 trillion current LCU (2017)
- Monetary Sector credit to private sector 50.1% (2017)
- Broad money 65.1% (2017)
- Claims on central government, etc. -15.8% (2017)
- Domestic credit to private sector 50.1% (2017)
- Official exchange rate 3.75 LCU per US$, period average (2025)
- Net migration 119,738 (2025)
Frequently asked questions
- What is bank net interest margin in Saudi Arabia?
- Bank net interest margin in Saudi Arabia was 2.7% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Saudi Arabia?
- The highest recorded value was 3.7% in 2002.
- What is the lowest bank net interest margin recorded in Saudi Arabia?
- The lowest recorded value was 2.6% in 2015.
- How does Saudi Arabia rank for bank net interest margin?
- Saudi Arabia ranks 94th out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in Saudi Arabia?
- Over the last ten years it is down 5.2%. The long-run trend across the full record is falling.
- Where does this Saudi Arabia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.