Bank net interest margin in United Arab Emirates

United Arab Emirates: Bank net interest margin was 2.0% in 2021. β–Ό Falling

Latest (2021)
2.0%
Change on year
down 12.9%
World rank
120th
of 165 countries
All-time high
3.2%
in 2012
All-time low
2.0%
in 2021
Years of data
22
2000–2021

Bank net interest margin in United Arab Emirates, 2000–2021

01232000201020212000: 2.9 %2001: 2.8 %2002: 2.8 %2003: 2.8 %2004: 2.8 %2005: 3 %2006: 2.7 %2007: 2.4 %2008: 2.7 %2009: 2.7 %2010: 3 %2011: 3.2 %2012: 3.2 %2013: 3.1 %2014: 3.1 %2015: 3 %2016: 2.8 %2017: 2.7 %2018: 2.9 %2019: 2.7 %2020: 2.3 %2021: 2 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

The most recent figure for bank net interest margin in United Arab Emirates is 2.0%, measured in 2021. That is the lowest value across all 22 years on record.

That represents a change of down 12.9% on the previous year and down 37.5% over ten years.

Over the whole period, bank net interest margin in United Arab Emirates peaked at 3.2% in 2012 and was at its lowest, 2.0%, in 2021.

That places United Arab Emirates 120th out of 165 countries with data for 2021, putting it in the middle of the range.

The long-run direction has been consistently falling across the 22 years of available data.

Averages by decade

DecadeAverage LowestHighest Years
2000s 2.7% 2.4% 3.0% 10
2010s 3.0% 2.7% 3.2% 10
2020s 2.2% 2.0% 2.3% 2

Countries ranked near United Arab Emirates

  1. 117 Greece 2.1% compare
  2. 118 Hungary 2.1% compare
  3. 119 North Macedonia 2.0% compare
  4. 121 Mauritius 2.0% compare
  5. 122 San Marino 2.0% compare
  6. 123 Malaysia 2.0% compare

See the full ranking of 165 places β†’

More financial sector data for United Arab Emirates

All data for United Arab Emirates β†’

Frequently asked questions

What is bank net interest margin in United Arab Emirates?
Bank net interest margin in United Arab Emirates was 2.0% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank net interest margin recorded in United Arab Emirates?
The highest recorded value was 3.2% in 2012.
What is the lowest bank net interest margin recorded in United Arab Emirates?
The lowest recorded value was 2.0% in 2021.
How does United Arab Emirates rank for bank net interest margin?
United Arab Emirates ranks 120th out of 165 countries with data for 2021.
Is bank net interest margin rising or falling in United Arab Emirates?
Over the last ten years it is down 37.5%. The long-run trend across the full record is falling.
Where does this United Arab Emirates data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.

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Bank net interest margin in United Arab Emirates. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 18 August 2026, from https://financial-sector.statizoid.com/stat/bank-net-interest-margin-percent/united-arab-emirates/

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About this data

Indicator
Bank net interest margin (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
165 places, 3,147 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.