Bank net interest margin (%) in Vietnam
Vietnam: Bank net interest margin (%) was 3.3% in 2021. ▲ Rising
Bank net interest margin in Vietnam, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Vietnam recorded 3.3% for bank net interest margin in 2021.
The figure is up 11.4% on the previous year and down 16.3% over ten years.
Over the whole period, bank net interest margin in Vietnam peaked at 4.3% in 2012 and was at its lowest, 1.7%, in 2000.
That places Vietnam 71st out of 166 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Bank net interest margin (%) in Vietnam, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 1.7% | — |
| 2001 | 3.7% | +114.5% |
| 2002 | 2.7% | -27.8% |
| 2003 | 3.0% | +12.5% |
| 2004 | 3.2% | +7.0% |
| 2005 | 2.4% | -26.6% |
| 2006 | 3.1% | +30.3% |
| 2007 | 2.7% | -11.7% |
| 2008 | 2.5% | -7.8% |
| 2009 | 3.4% | +37.4% |
| 2010 | 3.1% | -9.7% |
| 2011 | 4.0% | +29.2% |
| 2012 | 4.3% | +7.2% |
| 2013 | 3.1% | -27.5% |
| 2014 | 2.7% | -13.1% |
| 2015 | 3.6% | +31.9% |
| 2016 | 3.0% | -16.6% |
| 2017 | 2.8% | -4.6% |
| 2018 | 2.9% | +1.9% |
| 2019 | 3.1% | +5.6% |
| 2020 | 3.0% | -1.6% |
| 2021 | 3.3% | +11.4% |
Vietnam compared with similar countries
- Vietnam's 3.3% is below the median for upper middle income countries, which is 3.6%, 94% of the median. (47 countries reporting)
- Vietnam's 3.3% is above the median for East Asia & Pacific, which is 2.0%, 1.6× the median. (18 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.8% | 1.7% | 3.7% | 10 |
| 2010s | 3.3% | 2.7% | 4.3% | 10 |
| 2020s | 3.2% | 3.0% | 3.3% | 2 |
Countries ranked near Vietnam
- 68 Philippines 3.6% compare
- 69 Ukraine 3.5% compare
- 70 Jordan 3.4% compare
- 72 Cote d'Ivoire 3.3% compare
- 73 Türkiye 3.3% compare
- 74 Saint Lucia 3.3% compare
More financial sector data for Vietnam
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0001 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0001 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Vietnam?
- Bank net interest margin in Vietnam was 3.3% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Vietnam?
- The highest recorded value was 4.3% in 2012.
- What is the lowest bank net interest margin recorded in Vietnam?
- The lowest recorded value was 1.7% in 2000.
- How does Vietnam rank for bank net interest margin?
- Vietnam ranks 71st out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Vietnam?
- Over the last ten years it is down 16.3%. The long-run trend across the full record is rising.
- Where does this Vietnam data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.