Bank nonperforming loans to total gross loans (%) in Austria
Austria: Bank nonperforming loans to total gross loans (%) was 2.9% in 2024. ▬ Flat
Bank nonperforming loans to total gross loans in Austria, 2006–2024
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2024, bank nonperforming loans to total gross loans in Austria stood at 2.9%.
The figure is up 16.1% on the previous year and down 15.5% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Austria peaked at 3.5% in 2014 and was at its lowest, 1.9%, in 2008.
That places Austria 82nd out of 151 countries with data for 2024, putting it in the middle of the range.
Bank nonperforming loans to total gross loans (%) in Austria, year by year
| Year | % | Change |
|---|---|---|
| 2006 | 2.7% | — |
| 2007 | 2.2% | -18.1% |
| 2008 | 1.9% | -15.1% |
| 2009 | 2.3% | +18.3% |
| 2010 | 2.8% | +25.8% |
| 2011 | 2.7% | -4.4% |
| 2012 | 2.8% | +3.9% |
| 2013 | 2.9% | +1.9% |
| 2014 | 3.5% | +21.2% |
| 2015 | 3.4% | -2.3% |
| 2016 | 2.7% | -20.6% |
| 2017 | 2.4% | -12.1% |
| 2018 | 2.9% | +22.5% |
| 2019 | 2.4% | -16.9% |
| 2020 | 2.4% | -0.9% |
| 2021 | 2.1% | -12.7% |
| 2022 | 2.0% | -4.3% |
| 2023 | 2.5% | +26.5% |
| 2024 | 2.9% | +16.1% |
Austria compared with similar countries
- Austria's 2.9% is above the median for high income countries, which is 2.0%, 1.4× the median. (58 countries reporting)
- Austria's 2.9% is above the median for Europe & Central Asia, which is 2.2%, 1.3× the median. (48 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.3% | 1.9% | 2.7% | 4 |
| 2010s | 2.8% | 2.4% | 3.5% | 10 |
| 2020s | 2.4% | 2.0% | 2.9% | 5 |
Countries ranked near Austria
More financial sector data for Austria
- Reserve position in the IMF, US dollar, annual growth rate 9.04 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0024 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 151.2 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 3.83 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 110.41 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 9.04 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0024 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 151.2 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 3.83 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Austria?
- Bank nonperforming loans to total gross loans in Austria was 2.9% in 2024, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Austria?
- The highest recorded value was 3.5% in 2014.
- What is the lowest bank nonperforming loans to total gross loans recorded in Austria?
- The lowest recorded value was 1.9% in 2008.
- How does Austria rank for bank nonperforming loans to total gross loans?
- Austria ranks 82nd out of 151 countries with data for 2024.
- Is bank nonperforming loans to total gross loans rising or falling in Austria?
- Over the last ten years it is down 15.5%. The long-run trend across the full record is flat.
- Where does this Austria data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.