Bank nonperforming loans to total gross loans (%) in Botswana
Botswana: Bank nonperforming loans to total gross loans (%) was 3.3% in 2025. ▬ Flat
Bank nonperforming loans to total gross loans in Botswana, 2012–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Botswana recorded 3.3% for bank nonperforming loans to total gross loans in 2025.
That represents a change of down 3.7% on the previous year and down 11.2% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Botswana peaked at 5.4% in 2018 and was at its lowest, 2.6%, in 2012.
Botswana ranks 72nd of 151 countries on this measure, in the middle of the range.
Bank nonperforming loans to total gross loans (%) in Botswana, year by year
| Year | % | Change |
|---|---|---|
| 2012 | 2.6% | — |
| 2013 | 3.6% | +37.9% |
| 2014 | 3.5% | -1.8% |
| 2015 | 3.7% | +5.2% |
| 2016 | 4.9% | +29.9% |
| 2017 | 5.3% | +8.7% |
| 2018 | 5.4% | +2.8% |
| 2019 | 4.8% | -11.8% |
| 2020 | 4.3% | -9.7% |
| 2021 | 4.2% | -2.0% |
| 2022 | 3.8% | -11.5% |
| 2023 | 3.7% | -2.2% |
| 2024 | 3.4% | -6.1% |
| 2025 | 3.3% | -3.7% |
Botswana compared with similar countries
- Botswana's 3.3% is below the median for upper middle income countries, which is 3.5%, 94% of the median. (48 countries reporting)
- Botswana's 3.3% is below the median for Sub-Saharan Africa, which is 6.1%, 55% of the median. (30 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 4.2% | 2.6% | 5.4% | 8 |
| 2020s | 3.8% | 3.3% | 4.3% | 6 |
Countries ranked near Botswana
More financial sector data for Botswana
- Reserve position in the IMF, US dollar, annual growth rate 4.92 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0034 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 26.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate -0.0848 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 19.45 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 4.92 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0034 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 26.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate -0.0848 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Botswana?
- Bank nonperforming loans to total gross loans in Botswana was 3.3% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Botswana?
- The highest recorded value was 5.4% in 2018.
- What is the lowest bank nonperforming loans to total gross loans recorded in Botswana?
- The lowest recorded value was 2.6% in 2012.
- How does Botswana rank for bank nonperforming loans to total gross loans?
- Botswana ranks 72nd out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Botswana?
- Over the last ten years it is down 11.2%. The long-run trend across the full record is flat.
- Where does this Botswana data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.