Bank nonperforming loans to total gross loans in Georgia
Georgia: Bank nonperforming loans to total gross loans was 2.5% in 2025. ▼ Falling
Bank nonperforming loans to total gross loans in Georgia, 2003–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank nonperforming loans to total gross loans in Georgia is 2.5%, measured in 2025.
That represents a change of up 0.7% on the previous year and down 6.2% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Georgia peaked at 6.3% in 2009 and was at its lowest, 0.8%, in 2006.
That places Georgia 94th out of 151 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently falling across the 23 years of available data.
Bank nonperforming loans to total gross loans in Georgia, year by year
| Year | % | Change |
|---|---|---|
| 2003 | 2.3% | — |
| 2004 | 2.0% | -15.9% |
| 2005 | 1.2% | -39.4% |
| 2006 | 0.8% | -32.5% |
| 2007 | 0.8% | +4.0% |
| 2008 | 4.1% | +384.0% |
| 2009 | 6.3% | +54.1% |
| 2010 | 5.9% | -5.4% |
| 2011 | 4.5% | -23.5% |
| 2012 | 3.7% | -18.7% |
| 2013 | 3.0% | -17.6% |
| 2014 | 3.0% | -0.2% |
| 2015 | 2.7% | -10.4% |
| 2016 | 3.4% | +27.1% |
| 2017 | 2.8% | -19.4% |
| 2018 | 2.7% | -3.6% |
| 2019 | 1.9% | -28.0% |
| 2020 | 2.3% | +17.6% |
| 2021 | 1.9% | -17.2% |
| 2022 | 1.5% | -19.3% |
| 2023 | 2.5% | +66.1% |
| 2024 | 2.5% | +0.4% |
| 2025 | 2.5% | +0.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.5% | 0.8% | 6.3% | 7 |
| 2010s | 3.4% | 1.9% | 5.9% | 10 |
| 2020s | 2.2% | 1.5% | 2.5% | 6 |
Countries ranked near Georgia
More financial sector data for Georgia
- Net domestic credit (current LCU), per capita 19,315 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 1.99 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 13.13 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 8.03 million SDR (2025)
- Gold reserves at market value 731.88 million SDR (2025)
- Reserves excluding gold, foreign exchange 3.42 billion SDR (2025)
- Reserves excluding gold 3.76 billion SDR (2025)
- Total reserves (gold at market value) 4.50 billion SDR (2025)
- Total reserves (gold at national valuation) 4.50 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,142 SDR per person (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Georgia?
- Bank nonperforming loans to total gross loans in Georgia was 2.5% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Georgia?
- The highest recorded value was 6.3% in 2009.
- What is the lowest bank nonperforming loans to total gross loans recorded in Georgia?
- The lowest recorded value was 0.8% in 2006.
- How does Georgia rank for bank nonperforming loans to total gross loans?
- Georgia ranks 94th out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Georgia?
- Over the last ten years it is down 6.2%. The long-run trend across the full record is falling.
- Where does this Georgia data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 23 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.