Bank nonperforming loans to total gross loans in Morocco
Morocco: Bank nonperforming loans to total gross loans was 8.2% in 2024. ▲ Rising
Bank nonperforming loans to total gross loans in Morocco, 2011–2024
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2024, bank nonperforming loans to total gross loans in Morocco stood at 8.2%.
That represents a change of down 3.5% on the previous year and up 12.7% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Morocco peaked at 9.1% in 2021 and was at its lowest, 5.4%, in 2011.
Morocco ranks 28th of 150 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 14 years of available data.
Bank nonperforming loans to total gross loans in Morocco, year by year
| Year | % | Change |
|---|---|---|
| 2011 | 5.4% | — |
| 2012 | 5.7% | +5.5% |
| 2013 | 6.6% | +15.3% |
| 2014 | 7.3% | +9.7% |
| 2015 | 7.7% | +5.6% |
| 2016 | 8.1% | +5.3% |
| 2017 | 7.6% | -5.9% |
| 2018 | 7.7% | +1.6% |
| 2019 | 7.9% | +1.8% |
| 2020 | 8.8% | +11.8% |
| 2021 | 9.1% | +3.0% |
| 2022 | 8.7% | -4.1% |
| 2023 | 8.5% | -2.3% |
| 2024 | 8.2% | -3.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 7.1% | 5.4% | 8.1% | 9 |
| 2020s | 8.6% | 8.2% | 9.1% | 5 |
Countries ranked near Morocco
- 25 Afghanistan 8.9% compare
- 26 Saint Lucia 8.5% compare
- 27 Fiji 8.5% compare
- 29 Nigeria 8.1% compare
- 30 Madagascar 7.6% compare
- 31 Gabon 7.6% compare
More financial sector data for Morocco
- Total reserves (gold at national valuation) (SDR), annual growth rate 24.26 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 920.75 SDR per person (2025)
- Total reserves in months of imports, annual growth rate 12.64 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 24.12 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1725 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 818.79 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 22.41 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 861.62 SDR per person (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Morocco?
- Bank nonperforming loans to total gross loans in Morocco was 8.2% in 2024, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Morocco?
- The highest recorded value was 9.1% in 2021.
- What is the lowest bank nonperforming loans to total gross loans recorded in Morocco?
- The lowest recorded value was 5.4% in 2011.
- How does Morocco rank for bank nonperforming loans to total gross loans?
- Morocco ranks 28th out of 150 countries with data for 2024.
- Is bank nonperforming loans to total gross loans rising or falling in Morocco?
- Over the last ten years it is up 12.7%. The long-run trend across the full record is rising.
- Where does this Morocco data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 14 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.