Bank return on assets in Ghana

Ghana: Bank return on assets was 3.2% in 2021. ▬ Flat

Latest (2021)
3.2%
Change on year
down 0.6%
World rank
8th
of 168 countries
All-time high
5.2%
in 2006
All-time low
1.4%
in 2009
Years of data
16
2006–2021

Bank return on assets in Ghana, 2006–2021

123452006201320212006: 5.2 %, after tax2007: 3.5 %, after tax2008: 2.3 %, after tax2009: 1.4 %, after tax2010: 2.5 %, after tax2011: 2.3 %, after tax2012: 3.6 %, after tax2013: 4.5 %, after tax2014: 4 %, after tax2015: 3.1 %, after tax2016: 2.7 %, after tax2017: 3.2 %, after tax2018: 2.9 %, after tax2019: 3.2 %, after tax2020: 3.2 %, after tax2021: 3.2 %, after tax

Source: Bankscope, Bureau van Dijk (BvD). Measured in %, after tax.

Analysis

The most recent figure for bank return on assets in Ghana is 3.2%, measured in 2021.

Compared with earlier readings it is down 0.6% on the previous year and up 39.3% over ten years.

Over the whole period, bank return on assets in Ghana peaked at 5.2% in 2006 and was at its lowest, 1.4%, in 2009.

That places Ghana 8th out of 168 countries with data for 2021, putting it in the top 10%.

Bank return on assets in Ghana, year by year

Annual values for Bank return on assets (%, after tax) in Ghana, 2006 to 2021.
Year %, after tax Change
2006 5.2%
2007 3.5% -33.6%
2008 2.3% -34.4%
2009 1.4% -39.0%
2010 2.5% +84.2%
2011 2.3% -9.6%
2012 3.6% +57.2%
2013 4.5% +24.5%
2014 4.0% -12.2%
2015 3.1% -21.3%
2016 2.7% -13.2%
2017 3.2% +18.1%
2018 2.9% -8.9%
2019 3.2% +8.7%
2020 3.2% +2.1%
2021 3.2% -0.6%

Averages by decade

DecadeAverage LowestHighest Years
2000s 3.1% 1.4% 5.2% 4
2010s 3.2% 2.3% 4.5% 10
2020s 3.2% 3.2% 3.2% 2

Countries ranked near Ghana

  1. 5 Angola 3.8% compare
  2. 6 Zimbabwe 3.5% compare
  3. 7 Georgia 3.2% compare
  4. 9 Malawi 3.0% compare
  5. 10 Guinea 3.0% compare
  6. 11 Mozambique 2.9% compare

See the full ranking of 168 places →

More financial sector data for Ghana

All data for Ghana →

Frequently asked questions

What is bank return on assets in Ghana?
Bank return on assets in Ghana was 3.2% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank return on assets recorded in Ghana?
The highest recorded value was 5.2% in 2006.
What is the lowest bank return on assets recorded in Ghana?
The lowest recorded value was 1.4% in 2009.
How does Ghana rank for bank return on assets?
Ghana ranks 8th out of 168 countries with data for 2021.
Is bank return on assets rising or falling in Ghana?
Over the last ten years it is up 39.3%. The long-run trend across the full record is flat.
Where does this Ghana data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank return on assets (%, after tax). Statizoid updates them automatically from the source API.

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Bank return on assets in Ghana. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 26 August 2026, from https://financial-sector.statizoid.com/stat/bank-return-on-assets-percent-after-tax/ghana/

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About this data

Indicator
Bank return on assets (%, after tax)
Unit
%, after tax
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
168 places, 3,222 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2115[t] / ((data2025[t] + data2025[t-1])/2). Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.