Bank return on assets in Ghana

Ghana: Bank return on assets was 4.9% in 2021. ▬ Flat

Latest (2021)
4.9%
Change on year
up 6.7%
World rank
4th
of 168 countries
All-time high
7.4%
in 2006
All-time low
1.9%
in 2009
Years of data
16
2006–2021

Bank return on assets in Ghana, 2006–2021

24682006201320212006: 7.4 %, before tax2007: 4.8 %, before tax2008: 3 %, before tax2009: 1.9 %, before tax2010: 3.8 %, before tax2011: 3.3 %, before tax2012: 4.8 %, before tax2013: 6.4 %, before tax2014: 5.6 %, before tax2015: 4.4 %, before tax2016: 4 %, before tax2017: 4.7 %, before tax2018: 4.3 %, before tax2019: 4.5 %, before tax2020: 4.6 %, before tax2021: 4.9 %, before tax

Source: Bankscope, Bureau van Dijk (BvD). Measured in %, before tax.

Analysis

Ghana recorded 4.9% for bank return on assets in 2021.

Compared with earlier readings it is up 6.7% on the previous year and up 46.9% over ten years.

Over the whole period, bank return on assets in Ghana peaked at 7.4% in 2006 and was at its lowest, 1.9%, in 2009.

That places Ghana 4th out of 168 countries with data for 2021, putting it in the top 10%.

Averages by decade

DecadeAverage LowestHighest Years
2000s 4.3% 1.9% 7.4% 4
2010s 4.6% 3.3% 6.4% 10
2020s 4.8% 4.6% 4.9% 2

Countries ranked near Ghana

  1. 1 Syrian Arab Republic 8.8% compare
  2. 2 Sierra Leone 6.7% compare
  3. 3 Zimbabwe 5.2% compare
  4. 5 Malawi 4.6% compare
  5. 6 Burundi 4.4% compare
  6. 7 Kazakhstan 4.4% compare

See the full ranking of 168 places →

More financial sector data for Ghana

All data for Ghana →

Frequently asked questions

What is bank return on assets in Ghana?
Bank return on assets in Ghana was 4.9% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank return on assets recorded in Ghana?
The highest recorded value was 7.4% in 2006.
What is the lowest bank return on assets recorded in Ghana?
The lowest recorded value was 1.9% in 2009.
How does Ghana rank for bank return on assets?
Ghana ranks 4th out of 168 countries with data for 2021.
Is bank return on assets rising or falling in Ghana?
Over the last ten years it is up 46.9%. The long-run trend across the full record is flat.
Where does this Ghana data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank return on assets (%, before tax). Statizoid updates them automatically from the source API.

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Bank return on assets in Ghana. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 21 August 2026, from https://financial-sector.statizoid.com/stat/bank-return-on-assets-percent-before-tax/ghana/

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About this data

Indicator
Bank return on assets (%, before tax)
Unit
%, before tax
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
168 places, 3,225 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data10270[t] / ((data2025[t] + data2025[t-1])/2). Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.