Bank return on assets (%, before tax) in Ghana
Ghana: Bank return on assets (%, before tax) was 4.9% in 2021. ▬ Flat
Bank return on assets in Ghana, 2006–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %, before tax.
Analysis
Ghana recorded 4.9% for bank return on assets in 2021.
Compared with earlier readings it is up 6.7% on the previous year and up 46.9% over ten years.
Over the whole period, bank return on assets in Ghana peaked at 7.4% in 2006 and was at its lowest, 1.9%, in 2009.
That places Ghana 4th out of 168 countries with data for 2021, putting it in the top 10%.
Bank return on assets (%, before tax) in Ghana, year by year
| Year | %, before tax | Change |
|---|---|---|
| 2006 | 7.4% | — |
| 2007 | 4.8% | -34.5% |
| 2008 | 3.0% | -37.4% |
| 2009 | 1.9% | -37.4% |
| 2010 | 3.8% | +100.8% |
| 2011 | 3.3% | -12.4% |
| 2012 | 4.8% | +44.6% |
| 2013 | 6.4% | +32.0% |
| 2014 | 5.6% | -12.4% |
| 2015 | 4.4% | -20.4% |
| 2016 | 4.0% | -10.1% |
| 2017 | 4.7% | +16.6% |
| 2018 | 4.3% | -8.7% |
| 2019 | 4.5% | +4.6% |
| 2020 | 4.6% | +3.3% |
| 2021 | 4.9% | +6.7% |
Ghana compared with similar countries
- Ghana's 4.9% is above the median for lower middle income countries, which is 1.7%, 3.0× the median. (38 countries reporting)
- Ghana's 4.9% is above the median for Sub-Saharan Africa, which is 2.0%, 2.4× the median. (39 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.3% | 1.9% | 7.4% | 4 |
| 2010s | 4.6% | 3.3% | 6.4% | 10 |
| 2020s | 4.8% | 4.6% | 4.9% | 2 |
Countries ranked near Ghana
More financial sector data for Ghana
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.61 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.64 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.61 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank return on assets in Ghana?
- Bank return on assets in Ghana was 4.9% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank return on assets recorded in Ghana?
- The highest recorded value was 7.4% in 2006.
- What is the lowest bank return on assets recorded in Ghana?
- The lowest recorded value was 1.9% in 2009.
- How does Ghana rank for bank return on assets?
- Ghana ranks 4th out of 168 countries with data for 2021.
- Is bank return on assets rising or falling in Ghana?
- Over the last ten years it is up 46.9%. The long-run trend across the full record is flat.
- Where does this Ghana data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank return on assets (%, before tax). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data10270[t] / ((data2025[t] + data2025[t-1])/2). Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.