Bank Z-score in Albania
Albania: Bank Z-score was 19.06 in 2021. ▲ Rising
Bank Z-score in Albania, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
Albania recorded 19.06 for bank z-score in 2021.
Compared with earlier readings it is down 5.9% on the previous year and down 14.0% over ten years.
Over the whole period, bank z-score in Albania peaked at 23.78 in 2016 and was at its lowest, 13.56, in 2004.
That places Albania 56th out of 169 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 17.15 | 13.56 | 22.7 | 10 |
| 2010s | 21.79 | 19.98 | 23.78 | 10 |
| 2020s | 19.65 | 19.06 | 20.24 | 2 |
Countries ranked near Albania
More financial sector data for Albania
- Domestic credit to private sector by banks 31.5% (2024)
- Total reserves in months of imports 7.21 (2025)
- Net domestic credit 1.33 trillion current LCU (2024)
- Net foreign assets 1.01 trillion current LCU (2024)
- Monetary Sector credit to private sector 31.6% (2024)
- Broad money 70.9% (2024)
- Claims on central government, etc. 21.5% (2024)
- Domestic credit to private sector 34.1% (2024)
- Official exchange rate 93.12 LCU per US$, period average (2024)
- Net migration -24,230 (2025)
Frequently asked questions
- What is bank z-score in Albania?
- Bank z-score in Albania was 19.06 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Albania?
- The highest recorded value was 23.78 in 2016.
- What is the lowest bank z-score recorded in Albania?
- The lowest recorded value was 13.56 in 2004.
- How does Albania rank for bank z-score?
- Albania ranks 56th out of 169 countries with data for 2021.
- Is bank z-score rising or falling in Albania?
- Over the last ten years it is down 14.0%. The long-run trend across the full record is rising.
- Where does this Albania data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.