Bank Z-score in Bosnia and Herzegovina
Bosnia and Herzegovina: Bank Z-score was 15.29 in 2021. ▲ Rising
Bank Z-score in Bosnia and Herzegovina, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
In 2021, bank z-score in Bosnia and Herzegovina stood at 15.29.
Compared with earlier readings it is down 14.4% over ten years.
Over the whole period, bank z-score in Bosnia and Herzegovina peaked at 22.7 in 2000 and was at its lowest, 12.38, in 2007.
That places Bosnia and Herzegovina 87th out of 170 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Bank Z-score in Bosnia and Herzegovina, year by year
| Year | Value | Change |
|---|---|---|
| 2000 | 22.7 | — |
| 2001 | 14.56 | -35.9% |
| 2002 | 17.01 | +16.8% |
| 2003 | 16.43 | -3.4% |
| 2004 | 14.61 | -11.1% |
| 2005 | 13.23 | -9.4% |
| 2006 | 13.7 | +3.5% |
| 2007 | 12.38 | -9.6% |
| 2008 | 12.97 | +4.8% |
| 2009 | 13.51 | +4.2% |
| 2010 | 14.13 | +4.5% |
| 2011 | 17.87 | +26.5% |
| 2012 | 18.77 | +5.0% |
| 2013 | 17.76 | -5.4% |
| 2014 | 18.66 | +5.1% |
| 2015 | 17.95 | -3.8% |
| 2016 | 18.51 | +3.1% |
| 2017 | 18.98 | +2.5% |
| 2018 | 17.08 | -10.0% |
| 2019 | 16.8 | -1.7% |
| 2020 | 15.3 | -8.9% |
| 2021 | 15.29 | -0.0% |
Bosnia and Herzegovina compared with similar countries
- Bosnia and Herzegovina's 15.29 is below the median for upper middle income countries, which is 15.47, 99% of the median. (48 countries reporting)
- Bosnia and Herzegovina's 15.29 is above the median for Europe & Central Asia, which is 11.21, 1.4× the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 15.11 | 12.38 | 22.7 | 10 |
| 2010s | 17.65 | 14.13 | 18.98 | 10 |
| 2020s | 15.29 | 15.29 | 15.3 | 2 |
Countries ranked near Bosnia and Herzegovina
- 84 Belgium 15.45 compare
- 85 Tajikistan 15.34 compare
- 86 Switzerland 15.34 compare
- 88 Maldives 14.79 compare
- 89 Antigua and Barbuda 14.74 compare
- 90 Vietnam 14.66 compare
More financial sector data for Bosnia and Herzegovina
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.1587 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.1159 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.1587 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank z-score in Bosnia and Herzegovina?
- Bank z-score in Bosnia and Herzegovina was 15.29 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Bosnia and Herzegovina?
- The highest recorded value was 22.7 in 2000.
- What is the lowest bank z-score recorded in Bosnia and Herzegovina?
- The lowest recorded value was 12.38 in 2007.
- How does Bosnia and Herzegovina rank for bank z-score?
- Bosnia and Herzegovina ranks 87th out of 170 countries with data for 2021.
- Is bank z-score rising or falling in Bosnia and Herzegovina?
- Over the last ten years it is down 14.4%. The long-run trend across the full record is rising.
- Where does this Bosnia and Herzegovina data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.