Bank Z-score in Bosnia and Herzegovina
Bosnia and Herzegovina: Bank Z-score was 15.29 in 2021. ▲ Rising
Bank Z-score in Bosnia and Herzegovina, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
In 2021, bank z-score in Bosnia and Herzegovina stood at 15.29.
Compared with earlier readings it is down 14.4% over ten years.
Over the whole period, bank z-score in Bosnia and Herzegovina peaked at 22.7 in 2000 and was at its lowest, 12.38, in 2007.
That places Bosnia and Herzegovina 87th out of 170 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Bank Z-score in Bosnia and Herzegovina, year by year
| Year | Value | Change |
|---|---|---|
| 2000 | 22.7 | — |
| 2001 | 14.56 | -35.9% |
| 2002 | 17.01 | +16.8% |
| 2003 | 16.43 | -3.4% |
| 2004 | 14.61 | -11.1% |
| 2005 | 13.23 | -9.4% |
| 2006 | 13.7 | +3.5% |
| 2007 | 12.38 | -9.6% |
| 2008 | 12.97 | +4.8% |
| 2009 | 13.51 | +4.2% |
| 2010 | 14.13 | +4.5% |
| 2011 | 17.87 | +26.5% |
| 2012 | 18.77 | +5.0% |
| 2013 | 17.76 | -5.4% |
| 2014 | 18.66 | +5.1% |
| 2015 | 17.95 | -3.8% |
| 2016 | 18.51 | +3.1% |
| 2017 | 18.98 | +2.5% |
| 2018 | 17.08 | -10.0% |
| 2019 | 16.8 | -1.7% |
| 2020 | 15.3 | -8.9% |
| 2021 | 15.29 | -0.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 15.11 | 12.38 | 22.7 | 10 |
| 2010s | 17.65 | 14.13 | 18.98 | 10 |
| 2020s | 15.29 | 15.29 | 15.3 | 2 |
Countries ranked near Bosnia and Herzegovina
- 84 Belgium 15.45 compare
- 85 Tajikistan 15.34 compare
- 86 Switzerland 15.34 compare
- 88 Maldives 14.79 compare
- 89 Antigua and Barbuda 14.74 compare
- 90 Viet Nam 14.66 compare
More financial sector data for Bosnia and Herzegovina
- Net domestic credit (current LCU), per capita 9,434 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 0.9087 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 13.66 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 3.92 million SDR (2024)
- Gold reserves at market value 224.07 million SDR (2024)
- Reserves excluding gold, foreign exchange 7.00 billion SDR (2024)
- Reserves excluding gold 7.00 billion SDR (2024)
- Total reserves (gold at market value) 7.22 billion SDR (2024)
- Total reserves (gold at national valuation) 7.23 billion SDR (2024)
- Total reserves (gold at national valuation) (SDR), per capita 2,284 SDR per person (2024)
Frequently asked questions
- What is bank z-score in Bosnia and Herzegovina?
- Bank z-score in Bosnia and Herzegovina was 15.29 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Bosnia and Herzegovina?
- The highest recorded value was 22.7 in 2000.
- What is the lowest bank z-score recorded in Bosnia and Herzegovina?
- The lowest recorded value was 12.38 in 2007.
- How does Bosnia and Herzegovina rank for bank z-score?
- Bosnia and Herzegovina ranks 87th out of 170 countries with data for 2021.
- Is bank z-score rising or falling in Bosnia and Herzegovina?
- Over the last ten years it is down 14.4%. The long-run trend across the full record is rising.
- Where does this Bosnia and Herzegovina data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
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About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.