Bank Z-score in Finland
Finland: Bank Z-score was 17.11 in 2021. ▬ Flat
Bank Z-score in Finland, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
Finland recorded 17.11 for bank z-score in 2021.
Compared with earlier readings it is down 4.0% on the previous year and up 102.9% over ten years.
Over the whole period, bank z-score in Finland peaked at 24.81 in 2004 and was at its lowest, 8.44, in 2011.
That places Finland 68th out of 169 countries with data for 2021, putting it in the middle of the range.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 16.36 | 10.3 | 24.81 | 10 |
| 2010s | 11.99 | 8.44 | 17.2 | 10 |
| 2020s | 17.47 | 17.11 | 17.84 | 2 |
Countries ranked near Finland
More financial sector data for Finland
- Domestic credit to private sector by banks 90.9% (2024)
- Total reserves in months of imports 1.65 (2025)
- Net domestic credit 364.43 billion current LCU (2024)
- Net foreign assets 60.74 billion current LCU (2024)
- Monetary Sector credit to private sector 92.0% (2024)
- Claims on central government, etc. 13.0% (2024)
- Domestic credit to private sector 92.0% (2024)
- Official exchange rate 0.885 LCU per US$, period average (2025)
- Net migration 18,246 (2025)
- GDP deflator: linked series 115.59 base year varies by country (2025)
Frequently asked questions
- What is bank z-score in Finland?
- Bank z-score in Finland was 17.11 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Finland?
- The highest recorded value was 24.81 in 2004.
- What is the lowest bank z-score recorded in Finland?
- The lowest recorded value was 8.44 in 2011.
- How does Finland rank for bank z-score?
- Finland ranks 68th out of 169 countries with data for 2021.
- Is bank z-score rising or falling in Finland?
- Over the last ten years it is up 102.9%. The long-run trend across the full record is flat.
- Where does this Finland data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.