Bank Z-score in France
France: Bank Z-score was 19.98 in 2021. ▬ Flat
Bank Z-score in France, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
The most recent figure for bank z-score in France is 19.98, measured in 2021.
The figure is up 5.2% on the previous year and up 32.0% over ten years.
Over the whole period, bank z-score in France peaked at 20.9 in 2002 and was at its lowest, 10.16, in 2008.
France ranks 50th of 170 countries on this measure, in the middle of the range.
Bank Z-score in France, year by year
| Year | Value | Change |
|---|---|---|
| 2000 | 19.76 | — |
| 2001 | 19.72 | -0.2% |
| 2002 | 20.9 | +6.0% |
| 2003 | 20.3 | -2.9% |
| 2004 | 19.59 | -3.5% |
| 2005 | 15.8 | -19.3% |
| 2006 | 18.9 | +19.6% |
| 2007 | 13.55 | -28.3% |
| 2008 | 10.16 | -25.0% |
| 2009 | 15.93 | +56.7% |
| 2010 | 16.64 | +4.5% |
| 2011 | 15.13 | -9.0% |
| 2012 | 16.91 | +11.8% |
| 2013 | 19.36 | +14.5% |
| 2014 | 16.62 | -14.2% |
| 2015 | 18.6 | +11.9% |
| 2016 | 19.79 | +6.4% |
| 2017 | 20.01 | +1.1% |
| 2018 | 19.21 | -4.0% |
| 2019 | 19.79 | +3.0% |
| 2020 | 18.99 | -4.0% |
| 2021 | 19.98 | +5.2% |
France compared with similar countries
- France's 19.98 is above the median for high income countries, which is 15.34, 1.3× the median. (63 countries reporting)
- France's 19.98 is above the median for Europe & Central Asia, which is 11.21, 1.8× the median. (50 countries reporting)
Biggest year-on-year movements
Years where Bank Z-score in France changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2009 | +56.7% | 10.16 | 15.93 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 17.46 | 10.16 | 20.9 | 10 |
| 2010s | 18.21 | 15.13 | 20.01 | 10 |
| 2020s | 19.48 | 18.99 | 19.98 | 2 |
Countries ranked near France
More financial sector data for France
- Reserve position in the IMF, US dollar, annual growth rate 12.73 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 104.69 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 7.35 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 76.44 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.73 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 104.69 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 7.35 % change on previous year (2025)
Frequently asked questions
- What is bank z-score in France?
- Bank z-score in France was 19.98 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in France?
- The highest recorded value was 20.9 in 2002.
- What is the lowest bank z-score recorded in France?
- The lowest recorded value was 10.16 in 2008.
- How does France rank for bank z-score?
- France ranks 50th out of 170 countries with data for 2021.
- Is bank z-score rising or falling in France?
- Over the last ten years it is up 32.0%. The long-run trend across the full record is flat.
- Where does this France data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.