Bank Z-score in Philippines

Philippines: Bank Z-score was 24.13 in 2021. ▼ Falling

Latest (2021)
24.13
Change on year
up 8.9%
World rank
35th
of 170 countries
All-time high
38.58
in 2002
All-time low
16.83
in 2008
Years of data
21
2000–2021

Bank Z-score in Philippines, 2000–2021

0102030402000201020212000: 29.52002: 38.62003: 33.12004: 21.72005: 202006: 20.82007: 20.42008: 16.82009: 18.22010: 19.82011: 21.62012: 23.32013: 19.82014: 19.82015: 20.72016: 20.52017: 21.12018: 21.52019: 22.52020: 22.22021: 24.1

Source: Bankscope, Bureau van Dijk (BvD).

Analysis

In 2021, bank z-score in Philippines stood at 24.13.

That represents a change of up 8.9% on the previous year and up 11.7% over ten years.

Over the whole period, bank z-score in Philippines peaked at 38.58 in 2002 and was at its lowest, 16.83, in 2008.

That places Philippines 35th out of 170 countries with data for 2021, putting it in the top quarter.

The long-run direction has been consistently falling across the 21 years of available data.

Bank Z-score in Philippines, year by year

Annual values for Bank Z-score in Philippines, 2000 to 2021.
Year Value Change
2000 29.46
2002 38.58 +31.0%
2003 33.05 -14.3%
2004 21.72 -34.3%
2005 19.98 -8.0%
2006 20.84 +4.3%
2007 20.39 -2.1%
2008 16.83 -17.4%
2009 18.25 +8.4%
2010 19.8 +8.5%
2011 21.6 +9.1%
2012 23.34 +8.1%
2013 19.76 -15.3%
2014 19.79 +0.1%
2015 20.7 +4.6%
2016 20.51 -0.9%
2017 21.11 +2.9%
2018 21.55 +2.1%
2019 22.45 +4.2%
2020 22.17 -1.3%
2021 24.13 +8.9%

Philippines compared with similar countries

  • Philippines's 24.13 is above the median for upper middle income countries, which is 15.47, 1.6× the median. (48 countries reporting)
  • Philippines's 24.13 is above the median for East Asia & Pacific, which is 20, 1.2× the median. (18 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 24.34 16.83 38.58 9
2010s 21.06 19.76 23.34 10
2020s 23.15 22.17 24.13 2

Countries ranked near Philippines

  1. 32 Algeria 24.82 compare
  2. 33 Eswatini 24.42 compare
  3. 34 Saudi Arabia 24.37 compare
  4. 36 Mexico 23.75 compare
  5. 37 Namibia 23.72 compare
  6. 38 Mauritania 23.53 compare

See the full ranking of 170 places →

More financial sector data for Philippines

All data for Philippines →

Frequently asked questions

What is bank z-score in Philippines?
Bank z-score in Philippines was 24.13 in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank z-score recorded in Philippines?
The highest recorded value was 38.58 in 2002.
What is the lowest bank z-score recorded in Philippines?
The lowest recorded value was 16.83 in 2008.
How does Philippines rank for bank z-score?
Philippines ranks 35th out of 170 countries with data for 2021.
Is bank z-score rising or falling in Philippines?
Over the last ten years it is up 11.7%. The long-run trend across the full record is falling.
Where does this Philippines data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.

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Bank Z-score in Philippines. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 22 September 2026, from https://financial-sector.statizoid.com/stat/bank-z-score/philippines/

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About this data

Indicator
Bank Z-score
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
170 places, 3,302 data points, 2000–2021
Last refreshed

It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.