Bank Z-score in Poland
Poland: Bank Z-score was 7.05 in 2021. ▲ Rising
Bank Z-score in Poland, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
Poland recorded 7.05 for bank z-score in 2021.
The figure is down 13.0% on the previous year and down 19.0% over ten years.
Over the whole period, bank z-score in Poland peaked at 10.08 in 2012 and was at its lowest, 1.76, in 2003.
Poland ranks 153rd of 169 countries on this measure, in the bottom quarter.
The long-run direction has been consistently rising across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 7.82 | 1.76 | 10.03 | 10 |
| 2010s | 9.55 | 8.71 | 10.08 | 10 |
| 2020s | 7.58 | 7.05 | 8.11 | 2 |
Countries ranked near Poland
More financial sector data for Poland
- Domestic credit to private sector by banks 33.6% (2024)
- Total reserves in months of imports 5.87 (2025)
- Net domestic credit 2.03 trillion current LCU (2024)
- Net foreign assets 829.96 billion current LCU (2024)
- Monetary Sector credit to private sector 33.6% (2024)
- Broad money 67.8% (2024)
- Claims on central government, etc. 12.5% (2024)
- Domestic credit to private sector 33.6% (2024)
- Official exchange rate 3.76 LCU per US$, period average (2025)
- Net migration -330,820 (2025)
Frequently asked questions
- What is bank z-score in Poland?
- Bank z-score in Poland was 7.05 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Poland?
- The highest recorded value was 10.08 in 2012.
- What is the lowest bank z-score recorded in Poland?
- The lowest recorded value was 1.76 in 2003.
- How does Poland rank for bank z-score?
- Poland ranks 153rd out of 169 countries with data for 2021.
- Is bank z-score rising or falling in Poland?
- Over the last ten years it is down 19.0%. The long-run trend across the full record is rising.
- Where does this Poland data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.