Bank Z-score in Poland
Poland: Bank Z-score was 7.05 in 2021. ▲ Rising
Bank Z-score in Poland, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
Poland recorded 7.05 for bank z-score in 2021.
The figure is down 13.0% on the previous year and down 19.0% over ten years.
Over the whole period, bank z-score in Poland peaked at 10.08 in 2012 and was at its lowest, 1.76, in 2003.
Poland ranks 154th of 170 countries on this measure, in the bottom quarter.
The long-run direction has been consistently rising across the 22 years of available data.
Bank Z-score in Poland, year by year
| Year | Value | Change |
|---|---|---|
| 2000 | 8.51 | — |
| 2001 | 7.9 | -7.2% |
| 2002 | 6.65 | -15.9% |
| 2003 | 1.76 | -73.6% |
| 2004 | 10.03 | +471.2% |
| 2005 | 9.57 | -4.6% |
| 2006 | 9.3 | -2.8% |
| 2007 | 8.96 | -3.7% |
| 2008 | 7.88 | -12.0% |
| 2009 | 7.67 | -2.7% |
| 2010 | 8.92 | +16.3% |
| 2011 | 8.71 | -2.4% |
| 2012 | 10.08 | +15.8% |
| 2013 | 9.65 | -4.3% |
| 2014 | 9.93 | +2.9% |
| 2015 | 9.75 | -1.9% |
| 2016 | 9.63 | -1.2% |
| 2017 | 10.04 | +4.2% |
| 2018 | 9.4 | -6.4% |
| 2019 | 9.37 | -0.2% |
| 2020 | 8.11 | -13.5% |
| 2021 | 7.05 | -13.0% |
Poland compared with similar countries
- Poland's 7.05 is below the median for high income countries, which is 15.34, 46% of the median. (63 countries reporting)
- Poland's 7.05 is below the median for Europe & Central Asia, which is 11.21, 63% of the median. (50 countries reporting)
Biggest year-on-year movements
Years where Bank Z-score in Poland changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2004 | +471.2% | 1.76 | 10.03 |
| 2003 | -73.6% | 6.65 | 1.76 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 7.82 | 1.76 | 10.03 | 10 |
| 2010s | 9.55 | 8.71 | 10.08 | 10 |
| 2020s | 7.58 | 7.05 | 8.11 | 2 |
Countries ranked near Poland
More financial sector data for Poland
- Reserve position in the IMF, US dollar, annual growth rate 11.07 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 40.94 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.77 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 29.9 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 11.07 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 40.94 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.77 % change on previous year (2025)
Frequently asked questions
- What is bank z-score in Poland?
- Bank z-score in Poland was 7.05 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Poland?
- The highest recorded value was 10.08 in 2012.
- What is the lowest bank z-score recorded in Poland?
- The lowest recorded value was 1.76 in 2003.
- How does Poland rank for bank z-score?
- Poland ranks 154th out of 170 countries with data for 2021.
- Is bank z-score rising or falling in Poland?
- Over the last ten years it is down 19.0%. The long-run trend across the full record is rising.
- Where does this Poland data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.