Bank Z-score in Romania
Romania: Bank Z-score was 10.34 in 2021. ▼ Falling
Bank Z-score in Romania, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
In 2021, bank z-score in Romania stood at 10.34.
The figure is down 6.0% on the previous year and up 2.1% over ten years.
Over the whole period, bank z-score in Romania peaked at 18.49 in 2001 and was at its lowest, 7.79, in 2014.
Romania ranks 122nd of 170 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank Z-score in Romania, year by year
| Year | Value | Change |
|---|---|---|
| 2000 | 18.06 | — |
| 2001 | 18.49 | +2.4% |
| 2002 | 15.73 | -14.9% |
| 2003 | 13.72 | -12.8% |
| 2004 | 13.01 | -5.2% |
| 2005 | 11.17 | -14.1% |
| 2006 | 10.11 | -9.6% |
| 2007 | 8.8 | -13.0% |
| 2008 | 9.63 | +9.5% |
| 2009 | 9.76 | +1.4% |
| 2010 | 10.21 | +4.6% |
| 2011 | 10.13 | -0.7% |
| 2012 | 8.49 | -16.3% |
| 2013 | 9.32 | +9.9% |
| 2014 | 7.79 | -16.5% |
| 2015 | 10.89 | +39.8% |
| 2016 | 10.84 | -0.4% |
| 2017 | 11.24 | +3.6% |
| 2018 | 11.3 | +0.6% |
| 2019 | 11.07 | -2.1% |
| 2020 | 11 | -0.6% |
| 2021 | 10.34 | -6.0% |
Romania compared with similar countries
- Romania's 10.34 is below the median for high income countries, which is 15.34, 67% of the median. (63 countries reporting)
- Romania's 10.34 is below the median for Europe & Central Asia, which is 11.21, 92% of the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 12.85 | 8.8 | 18.49 | 10 |
| 2010s | 10.13 | 7.79 | 11.3 | 10 |
| 2020s | 10.67 | 10.34 | 11 | 2 |
Countries ranked near Romania
More financial sector data for Romania
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, SDR, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 12.7 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1232 SDR per US$ of GDP (2025)
Frequently asked questions
- What is bank z-score in Romania?
- Bank z-score in Romania was 10.34 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Romania?
- The highest recorded value was 18.49 in 2001.
- What is the lowest bank z-score recorded in Romania?
- The lowest recorded value was 7.79 in 2014.
- How does Romania rank for bank z-score?
- Romania ranks 122nd out of 170 countries with data for 2021.
- Is bank z-score rising or falling in Romania?
- Over the last ten years it is up 2.1%. The long-run trend across the full record is falling.
- Where does this Romania data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.