Bank Z-score in Spain
Spain: Bank Z-score was 16.92 in 2021. ▬ Flat
Bank Z-score in Spain, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
Spain recorded 16.92 for bank z-score in 2021.
The figure is up 3.0% on the previous year and up 14.5% over ten years.
Over the whole period, bank z-score in Spain peaked at 21.67 in 2001 and was at its lowest, 13.64, in 2012.
That places Spain 72nd out of 169 countries with data for 2021, putting it in the middle of the range.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 18.16 | 15.85 | 21.67 | 10 |
| 2010s | 18.2 | 13.64 | 20.44 | 10 |
| 2020s | 16.67 | 16.41 | 16.92 | 2 |
Countries ranked near Spain
More financial sector data for Spain
- Domestic credit to private sector by banks 72.4% (2024)
- Total reserves in months of imports 2.02 (2025)
- Net domestic credit 2.14 trillion current LCU (2024)
- Net foreign assets 162.97 billion current LCU (2024)
- Monetary Sector credit to private sector 74.2% (2024)
- Claims on central government, etc. 37.2% (2024)
- Domestic credit to private sector 74.2% (2024)
- Official exchange rate 0.885 LCU per US$, period average (2025)
- Net migration 96,630 (2025)
- GDP deflator: linked series 120.8 base year varies by country (2025)
Frequently asked questions
- What is bank z-score in Spain?
- Bank z-score in Spain was 16.92 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Spain?
- The highest recorded value was 21.67 in 2001.
- What is the lowest bank z-score recorded in Spain?
- The lowest recorded value was 13.64 in 2012.
- How does Spain rank for bank z-score?
- Spain ranks 72nd out of 169 countries with data for 2021.
- Is bank z-score rising or falling in Spain?
- Over the last ten years it is up 14.5%. The long-run trend across the full record is flat.
- Where does this Spain data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
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About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.