Bank Z-score in Spain
Spain: Bank Z-score was 16.92 in 2021. ▬ Flat
Bank Z-score in Spain, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
Spain recorded 16.92 for bank z-score in 2021.
The figure is up 3.0% on the previous year and up 14.5% over ten years.
Over the whole period, bank z-score in Spain peaked at 21.67 in 2001 and was at its lowest, 13.64, in 2012.
That places Spain 73rd out of 170 countries with data for 2021, putting it in the middle of the range.
Bank Z-score in Spain, year by year
| Year | Value | Change |
|---|---|---|
| 2000 | 19.12 | — |
| 2001 | 21.67 | +13.3% |
| 2002 | 20.19 | -6.8% |
| 2003 | 19.08 | -5.5% |
| 2004 | 18.67 | -2.1% |
| 2005 | 17.21 | -7.9% |
| 2006 | 16.61 | -3.5% |
| 2007 | 15.85 | -4.6% |
| 2008 | 16.24 | +2.5% |
| 2009 | 16.95 | +4.4% |
| 2010 | 17.05 | +0.6% |
| 2011 | 14.77 | -13.4% |
| 2012 | 13.64 | -7.6% |
| 2013 | 17.32 | +26.9% |
| 2014 | 18.75 | +8.2% |
| 2015 | 20.03 | +6.9% |
| 2016 | 20.35 | +1.6% |
| 2017 | 19.42 | -4.6% |
| 2018 | 20.28 | +4.4% |
| 2019 | 20.44 | +0.8% |
| 2020 | 16.41 | -19.7% |
| 2021 | 16.92 | +3.0% |
Spain compared with similar countries
- Spain's 16.92 is above the median for high income countries, which is 15.34, 1.1× the median. (63 countries reporting)
- Spain's 16.92 is above the median for Europe & Central Asia, which is 11.21, 1.5× the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 18.16 | 15.85 | 21.67 | 10 |
| 2010s | 18.2 | 13.64 | 20.44 | 10 |
| 2020s | 16.67 | 16.41 | 16.92 | 2 |
Countries ranked near Spain
More financial sector data for Spain
- Reserve position in the IMF, US dollar, annual growth rate 13.53 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 69.18 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 8.11 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 50.52 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 13.53 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 69.18 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 8.11 % change on previous year (2025)
Frequently asked questions
- What is bank z-score in Spain?
- Bank z-score in Spain was 16.92 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Spain?
- The highest recorded value was 21.67 in 2001.
- What is the lowest bank z-score recorded in Spain?
- The lowest recorded value was 13.64 in 2012.
- How does Spain rank for bank z-score?
- Spain ranks 73rd out of 170 countries with data for 2021.
- Is bank z-score rising or falling in Spain?
- Over the last ten years it is up 14.5%. The long-run trend across the full record is flat.
- Where does this Spain data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
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About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.