Deposit interest rate (%) in Costa Rica
Costa Rica: Deposit interest rate (%) was 3.4% in 2025. ◆ Volatile
Deposit interest rate in Costa Rica, 1982–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, deposit interest rate in Costa Rica stood at 3.4%.
The figure is down 6.8% on the previous year and up 45.1% over ten years.
Over the whole period, deposit interest rate in Costa Rica peaked at 27.3% in 1991 and was at its lowest, 1.2%, in 2016.
Costa Rica ranks 79th of 153 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Deposit interest rate (%) in Costa Rica, year by year
| Year | % | Change |
|---|---|---|
| 1982 | 18.3% | — |
| 1983 | 19.5% | +6.6% |
| 1984 | 14.5% | -25.6% |
| 1985 | 16.5% | +13.8% |
| 1986 | 16.7% | +1.1% |
| 1987 | 14.1% | -15.7% |
| 1988 | 15.2% | +8.0% |
| 1989 | 15.6% | +2.9% |
| 1990 | 21.2% | +35.5% |
| 1991 | 27.3% | +29.1% |
| 1992 | 15.8% | -42.1% |
| 1993 | 16.9% | +6.9% |
| 1994 | 17.7% | +4.9% |
| 1995 | 23.9% | +34.7% |
| 1996 | 17.3% | -27.6% |
| 1997 | 13.0% | -24.7% |
| 1998 | 12.8% | -2.1% |
| 1999 | 14.3% | +12.2% |
| 2000 | 13.4% | -6.5% |
| 2001 | 11.8% | -12.0% |
| 2002 | 11.5% | -2.7% |
| 2003 | 10.4% | -9.2% |
| 2004 | 9.5% | -8.6% |
| 2005 | 10.1% | +6.6% |
| 2006 | 9.8% | -3.7% |
| 2007 | 6.4% | -35.0% |
| 2008 | 4.2% | -34.7% |
| 2009 | 7.0% | +67.7% |
| 2010 | 5.3% | -23.5% |
| 2011 | 4.0% | -24.7% |
| 2012 | 4.7% | +18.2% |
| 2013 | 3.9% | -18.2% |
| 2014 | 3.3% | -14.3% |
| 2015 | 2.4% | -28.6% |
| 2016 | 1.2% | -48.9% |
| 2017 | 2.8% | +130.5% |
| 2018 | 4.0% | +43.7% |
| 2019 | 4.6% | +15.4% |
| 2020 | 2.6% | -44.3% |
| 2021 | 1.6% | -37.8% |
| 2022 | 3.1% | +91.2% |
| 2023 | 5.1% | +65.2% |
| 2024 | 3.7% | -27.3% |
| 2025 | 3.4% | -6.8% |
Costa Rica compared with similar countries
- Costa Rica's 3.4% is above the median for high income countries, which is 1.6%, 2.2× the median. (39 countries reporting)
- Costa Rica's 3.4% is above the median for Latin America & Caribbean, which is 3.4%, 1.0× the median. (32 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 16.3% | 14.1% | 19.5% | 8 |
| 1990s | 18.0% | 12.8% | 27.3% | 10 |
| 2000s | 9.4% | 4.2% | 13.4% | 10 |
| 2010s | 3.6% | 1.2% | 5.3% | 10 |
| 2020s | 3.2% | 1.6% | 5.1% | 6 |
Countries ranked near Costa Rica
More financial sector data for Costa Rica
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 18.96 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 13.85 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 18.96 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is deposit interest rate in Costa Rica?
- Deposit interest rate in Costa Rica was 3.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest deposit interest rate recorded in Costa Rica?
- The highest recorded value was 27.3% in 1991.
- What is the lowest deposit interest rate recorded in Costa Rica?
- The lowest recorded value was 1.2% in 2016.
- How does Costa Rica rank for deposit interest rate?
- Costa Rica ranks 79th out of 153 countries with data for 2025.
- Is deposit interest rate rising or falling in Costa Rica?
- Over the last ten years it is up 45.1%. The long-run trend across the full record is volatile.
- Where does this Costa Rica data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.