Deposit interest rate in Costa Rica

Costa Rica: Deposit interest rate was 3.4% in 2025. ◆ Volatile

Latest (2025)
3.4%
Change on year
down 6.8%
World rank
79th
of 152 countries
All-time high
27.3%
in 1991
All-time low
1.2%
in 2016
Years of data
44
1982–2025

Deposit interest rate in Costa Rica, 1982–2025

01020301982200320251982: 18.3 %1983: 19.5 %1984: 14.5 %1985: 16.5 %1986: 16.7 %1987: 14.1 %1988: 15.2 %1989: 15.6 %1990: 21.2 %1991: 27.3 %1992: 15.8 %1993: 16.9 %1994: 17.7 %1995: 23.9 %1996: 17.3 %1997: 13 %1998: 12.8 %1999: 14.3 %2000: 13.4 %2001: 11.8 %2002: 11.5 %2003: 10.4 %2004: 9.5 %2005: 10.1 %2006: 9.8 %2007: 6.4 %2008: 4.2 %2009: 7 %2010: 5.3 %2011: 4 %2012: 4.7 %2013: 3.9 %2014: 3.3 %2015: 2.4 %2016: 1.2 %2017: 2.8 %2018: 4 %2019: 4.6 %2020: 2.6 %2021: 1.6 %2022: 3.1 %2023: 5.1 %2024: 3.7 %2025: 3.4 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

In 2025, deposit interest rate in Costa Rica stood at 3.4%.

The figure is down 6.8% on the previous year and up 45.1% over ten years.

Over the whole period, deposit interest rate in Costa Rica peaked at 27.3% in 1991 and was at its lowest, 1.2%, in 2016.

Costa Rica ranks 79th of 152 countries on this measure, in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Deposit interest rate in Costa Rica, year by year

Annual values for Deposit interest rate (%) in Costa Rica, 1982 to 2025.
Year % Change
1982 18.3%
1983 19.5% +6.6%
1984 14.5% -25.6%
1985 16.5% +13.8%
1986 16.7% +1.1%
1987 14.1% -15.7%
1988 15.2% +8.0%
1989 15.6% +2.9%
1990 21.2% +35.5%
1991 27.3% +29.1%
1992 15.8% -42.1%
1993 16.9% +6.9%
1994 17.7% +4.9%
1995 23.9% +34.7%
1996 17.3% -27.6%
1997 13.0% -24.7%
1998 12.8% -2.1%
1999 14.3% +12.2%
2000 13.4% -6.5%
2001 11.8% -12.0%
2002 11.5% -2.7%
2003 10.4% -9.2%
2004 9.5% -8.6%
2005 10.1% +6.6%
2006 9.8% -3.7%
2007 6.4% -35.0%
2008 4.2% -34.7%
2009 7.0% +67.7%
2010 5.3% -23.5%
2011 4.0% -24.7%
2012 4.7% +18.2%
2013 3.9% -18.2%
2014 3.3% -14.3%
2015 2.4% -28.6%
2016 1.2% -48.9%
2017 2.8% +130.5%
2018 4.0% +43.7%
2019 4.6% +15.4%
2020 2.6% -44.3%
2021 1.6% -37.8%
2022 3.1% +91.2%
2023 5.1% +65.2%
2024 3.7% -27.3%
2025 3.4% -6.8%

Averages by decade

DecadeAverage LowestHighest Years
1980s 16.3% 14.1% 19.5% 8
1990s 18.0% 12.8% 27.3% 10
2000s 9.4% 4.2% 13.4% 10
2010s 3.6% 1.2% 5.3% 10
2020s 3.2% 1.6% 5.1% 6

Countries ranked near Costa Rica

  1. 76 Bolivia, Plurinational State of 3.9% compare
  2. 77 Eswatini 3.9% compare
  3. 78 Maldives 3.6% compare
  4. 80 Paraguay 3.4% compare
  5. 81 Guinea 3.3% compare
  6. 82 Norway 3.2% compare

See the full ranking of 152 places →

More financial sector data for Costa Rica

All data for Costa Rica →

Frequently asked questions

What is deposit interest rate in Costa Rica?
Deposit interest rate in Costa Rica was 3.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest deposit interest rate recorded in Costa Rica?
The highest recorded value was 27.3% in 1991.
What is the lowest deposit interest rate recorded in Costa Rica?
The lowest recorded value was 1.2% in 2016.
How does Costa Rica rank for deposit interest rate?
Costa Rica ranks 79th out of 152 countries with data for 2025.
Is deposit interest rate rising or falling in Costa Rica?
Over the last ten years it is up 45.1%. The long-run trend across the full record is volatile.
Where does this Costa Rica data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.

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Deposit interest rate in Costa Rica. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 23 August 2026, from https://financial-sector.statizoid.com/stat/deposit-interest-rate-percent/costa-rica/

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About this data

Indicator
Deposit interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
152 places, 4,967 data points, 1960–2025
Last refreshed

Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.