Deposit interest rate in Indonesia
Indonesia: Deposit interest rate was 5.4% in 2025. ◆ Volatile
Deposit interest rate in Indonesia, 1990–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Indonesia recorded 5.4% for deposit interest rate in 2025.
That represents a change of down 0.3% on the previous year and down 35.1% over ten years.
Over the whole period, deposit interest rate in Indonesia peaked at 39.1% in 1998 and was at its lowest, 3.2%, in 2022.
Indonesia ranks 53rd of 152 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 20.6% | 12.5% | 39.1% | 10 |
| 2000s | 10.6% | 6.4% | 15.5% | 10 |
| 2010s | 7.0% | 5.9% | 8.8% | 10 |
| 2020s | 4.6% | 3.2% | 5.5% | 6 |
Countries ranked near Indonesia
More financial sector data for Indonesia
- Domestic credit to private sector by banks 31.8% (2025)
- Total reserves in months of imports 5.51 (2025)
- Net domestic credit 11,424.30 trillion current LCU (2025)
- Net foreign assets 2,159.04 trillion current LCU (2025)
- Monetary Sector credit to private sector 31.8% (2025)
- Broad money 42.5% (2025)
- Claims on central government, etc. 12.3% (2025)
- Domestic credit to private sector 36.3% (2025)
- Official exchange rate 16,478 LCU per US$, period average (2025)
- Net migration -39,509 (2025)
Frequently asked questions
- What is deposit interest rate in Indonesia?
- Deposit interest rate in Indonesia was 5.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest deposit interest rate recorded in Indonesia?
- The highest recorded value was 39.1% in 1998.
- What is the lowest deposit interest rate recorded in Indonesia?
- The lowest recorded value was 3.2% in 2022.
- How does Indonesia rank for deposit interest rate?
- Indonesia ranks 53rd out of 152 countries with data for 2025.
- Is deposit interest rate rising or falling in Indonesia?
- Over the last ten years it is down 35.1%. The long-run trend across the full record is volatile.
- Where does this Indonesia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.