Deposit interest rate in Indonesia
Indonesia: Deposit interest rate was 5.4% in 2025. ◆ Volatile
Deposit interest rate in Indonesia, 1990–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Indonesia recorded 5.4% for deposit interest rate in 2025.
That represents a change of down 0.3% on the previous year and down 35.1% over ten years.
Over the whole period, deposit interest rate in Indonesia peaked at 39.1% in 1998 and was at its lowest, 3.2%, in 2022.
Indonesia ranks 53rd of 153 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Deposit interest rate in Indonesia, year by year
| Year | % | Change |
|---|---|---|
| 1990 | 17.5% | — |
| 1991 | 23.3% | +33.0% |
| 1992 | 19.6% | -15.9% |
| 1993 | 14.5% | -25.8% |
| 1994 | 12.5% | -13.8% |
| 1995 | 16.7% | +33.4% |
| 1996 | 17.3% | +3.2% |
| 1997 | 20.0% | +16.0% |
| 1998 | 39.1% | +95.2% |
| 1999 | 25.7% | -34.1% |
| 2000 | 12.5% | -51.4% |
| 2001 | 15.5% | +23.8% |
| 2002 | 15.5% | +0.1% |
| 2003 | 10.6% | -31.7% |
| 2004 | 6.4% | -39.2% |
| 2005 | 8.1% | +25.4% |
| 2006 | 11.4% | +41.2% |
| 2007 | 8.0% | -30.1% |
| 2008 | 8.5% | +6.5% |
| 2009 | 9.3% | +9.3% |
| 2010 | 7.0% | -24.4% |
| 2011 | 6.9% | -1.2% |
| 2012 | 5.9% | -14.2% |
| 2013 | 6.3% | +5.3% |
| 2014 | 8.8% | +39.7% |
| 2015 | 8.3% | -4.8% |
| 2016 | 7.2% | -14.0% |
| 2017 | 6.5% | -9.0% |
| 2018 | 6.1% | -6.0% |
| 2019 | 6.7% | +9.1% |
| 2020 | 5.5% | -17.7% |
| 2021 | 3.7% | -33.4% |
| 2022 | 3.2% | -12.4% |
| 2023 | 4.6% | +44.4% |
| 2024 | 5.4% | +17.1% |
| 2025 | 5.4% | -0.3% |
Indonesia compared with similar countries
- Indonesia's 5.4% is above the median for upper middle income countries, which is 4.1%, 1.3× the median. (53 countries reporting)
- Indonesia's 5.4% is above the median for East Asia & Pacific, which is 1.5%, 3.6× the median. (26 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 20.6% | 12.5% | 39.1% | 10 |
| 2000s | 10.6% | 6.4% | 15.5% | 10 |
| 2010s | 7.0% | 5.9% | 8.8% | 10 |
| 2020s | 4.6% | 3.2% | 5.5% | 6 |
Countries ranked near Indonesia
More financial sector data for Indonesia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.8 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.78 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.8 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is deposit interest rate in Indonesia?
- Deposit interest rate in Indonesia was 5.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest deposit interest rate recorded in Indonesia?
- The highest recorded value was 39.1% in 1998.
- What is the lowest deposit interest rate recorded in Indonesia?
- The lowest recorded value was 3.2% in 2022.
- How does Indonesia rank for deposit interest rate?
- Indonesia ranks 53rd out of 153 countries with data for 2025.
- Is deposit interest rate rising or falling in Indonesia?
- Over the last ten years it is down 35.1%. The long-run trend across the full record is volatile.
- Where does this Indonesia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 36 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.