Deposit interest rate in Indonesia

Indonesia: Deposit interest rate was 5.4% in 2025. ◆ Volatile

Latest (2025)
5.4%
Change on year
down 0.3%
World rank
53rd
of 152 countries
All-time high
39.1%
in 1998
All-time low
3.2%
in 2022
Years of data
36
1990–2025

Deposit interest rate in Indonesia, 1990–2025

0102030401990200720251990: 17.5 %1991: 23.3 %1992: 19.6 %1993: 14.5 %1994: 12.5 %1995: 16.7 %1996: 17.3 %1997: 20 %1998: 39.1 %1999: 25.7 %2000: 12.5 %2001: 15.5 %2002: 15.5 %2003: 10.6 %2004: 6.4 %2005: 8.1 %2006: 11.4 %2007: 8 %2008: 8.5 %2009: 9.3 %2010: 7 %2011: 6.9 %2012: 5.9 %2013: 6.3 %2014: 8.8 %2015: 8.3 %2016: 7.2 %2017: 6.5 %2018: 6.1 %2019: 6.7 %2020: 5.5 %2021: 3.7 %2022: 3.2 %2023: 4.6 %2024: 5.4 %2025: 5.4 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

Indonesia recorded 5.4% for deposit interest rate in 2025.

That represents a change of down 0.3% on the previous year and down 35.1% over ten years.

Over the whole period, deposit interest rate in Indonesia peaked at 39.1% in 1998 and was at its lowest, 3.2%, in 2022.

Indonesia ranks 53rd of 152 countries on this measure, in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Averages by decade

DecadeAverage LowestHighest Years
1990s 20.6% 12.5% 39.1% 10
2000s 10.6% 6.4% 15.5% 10
2010s 7.0% 5.9% 8.8% 10
2020s 4.6% 3.2% 5.5% 6

Countries ranked near Indonesia

  1. 50 Hungary 5.7% compare
  2. 51 Mauritania 5.7% compare
  3. 52 Jordan 5.5% compare
  4. 54 Namibia 5.4% compare
  5. 55 Benin 5.3% compare
  6. 55 Burkina Faso 5.3% compare

See the full ranking of 152 places →

More financial sector data for Indonesia

All data for Indonesia →

Frequently asked questions

What is deposit interest rate in Indonesia?
Deposit interest rate in Indonesia was 5.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest deposit interest rate recorded in Indonesia?
The highest recorded value was 39.1% in 1998.
What is the lowest deposit interest rate recorded in Indonesia?
The lowest recorded value was 3.2% in 2022.
How does Indonesia rank for deposit interest rate?
Indonesia ranks 53rd out of 152 countries with data for 2025.
Is deposit interest rate rising or falling in Indonesia?
Over the last ten years it is down 35.1%. The long-run trend across the full record is volatile.
Where does this Indonesia data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.

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CSV · JSON — 36 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

About this data

Indicator
Deposit interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
152 places, 4,967 data points, 1960–2025
Last refreshed

Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.